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bank transfers
rossireps
Posts: 721 Forumite
Hi
Could I just check that if someone buys an item from me on preloved and pays bank transfer its safe for me? thanks
Could I just check that if someone buys an item from me on preloved and pays bank transfer its safe for me? thanks
James tucker
Flight 705 My hero
Flight 705 My hero
0
Comments
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In short, yes. If it comes via faster payments I believe that it can't be recalled, but via BACS then I think it can be recalled in the first 24 hours or so - check with your bank to be 100%.They deem him their worst enemy who tells them the truth. -- Plato0
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Perfectly safe, to avoid any stress send item day after money shows in your account- and make sure you check your account and do rely on any dodgy emails.I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.0
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There is another thing that you should watch out for, especially if what you are selling is a high value or scammable item.
Make sure that any payment that shows up in your account was a bank transfer payment, and not a cheque paid in by the buyer.
I've seen a couple of posts on these boards where someone was expecting a transfer payment and when they saw the money appear in their account they assumed that this had been done.
However, it was a cheque that had been paid in, and unlike a bank transfer, cheques can be cancelled and the funds taken back from your account up to 6 full working days from when the deposit was made.0 -
Item is £55 and a saddle and not scammable i dont thinkJames tucker
Flight 705 My hero0 -
Can I ask if the opposite is safe? I want to buy an item on preloved, but seller is insisting on me to arrange courier and send a cheque. I'd rather pay via paypal (and have evidence of a transaction). Any advice?0
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Can I ask if the opposite is safe? I want to buy an item on preloved, but seller is insisting on me to arrange courier and send a cheque. I'd rather pay via paypal (and have evidence of a transaction). Any advice?
You will obviously have no buyer protection at all using a cheque and you cannot insist on a seller taking PayPal.
It is completely up to you whether the item is worth risking money on, if anything goes wrong you have no come back at all.I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.0 -
Thanks all,
buyer keeps asking me if money has gone through ok but they paid fri so as arranged im sending it tomorrowJames tucker
Flight 705 My hero0
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