A little about me !

MissFlimsy

Good afternoon everyone !

Thought I would pop my head in and say hello :wave:

I have been "coping" with my debt level for far too long now, which is how it has spiralled, I honestly can't remember the last time I took home all my wages and didn't have anybody to pay back !

My sig lets you know the full extent of my loose purse strings, but I am getting back on track, I used to have a couple of credit cards but am glad to say they are well and truly behind me now !

The overdraft was a mad moment of relapse, I went to NY with my ma and sis in April and used my OD for spends... naughty naughty !

Safe to say I am clawing it back ! My wonderful OH knows all about my money situation and has been a real rock, he even bought me Martins books for Xmas !

The reason I am here is to try and cut back, clear the OD and chuck as much as poss at the blinking loan ! (its a fixed rate loan, so I have to make lump sum overpayments if I want to see it decrease more than my monthly repayments)

Anywho just felt a little something needed saying so people don't wonder who I am when I start joining in !

Oh and I am trying to shed a stone, the love handles have to go before the summer, so I have already jumped on the slimmer thread... :j <-- should be doing more of these I guess, every little helps !!!

fistfullofdollars

Well done for posting and good luck!

I've got my head out of the sand and am actually enjoying keeping a real eye on my money. Cant wait for statements etc and thats all down to this forum!

MissFlimsy

Thank you ! :beer:

lou779

Hello I'm new here too. Its a great feeling to be taking control isn't it? You said you have Martins book, I might consider buying it tto, I need all the tips I can get for saving money.

MissFlimsy

lou779 wrote: »

Hello I'm new here too. Its a great feeling to be taking control isn't it? You said you have Martins book, I might consider buying it tto, I need all the tips I can get for saving money.

Hey there !

Thanks for popping in !

Martins book is worth having, I would def recommend, even better if you don't have to buy it tho !

I was a bit worried about joining a online community which has obviously got some very established members, I am pleasantly surprised tho, not so scary at all !!!

scaredy_cat_2

hi, welcome aboard - i joined in january and although don't always post regularly - i have fits and starts when i have to fit it in with everything else!!! but have found the advice fantastic and the support great

do a search or i can post a link to a thread by tondella called dfw the flylady way - it was a 30 day action plan for dealing with money/debt and reducing spending - it was great and i still have it written out and follow the steps now

will try to post a link in a bit - have to feed children now!!!! they do insist that is one cut back i haven't achieved!

System

Hi Miss Flimsy, welcome to DFW. Lenny

taxi73

Hi and welcome ..the more the merrier!!

Tracey04

scaredy_cat wrote: »

hi, welcome aboard - i joined in january and although don't always post regularly - i have fits and starts when i have to fit it in with everything else!!! but have found the advice fantastic and the support great

do a search or i can post a link to a thread by tondella called dfw the flylady way - it was a 30 day action plan for dealing with money/debt and reducing spending - it was great and i still have it written out and follow the steps now

will try to post a link in a bit - have to feed children now!!!! they do insist that is one cut back i haven't achieved!

I cannot find a search for it can someone post it for me. Thanks

Spendaholic_Chick

Hello and welcome :beer:

beanielou

Hi & welcome to MSE
Good luck with the weight loss as well
Have you been over on the 'I wanna looise weight' thread?
Pop over & say hello