adding hubby to deeds

vangal

I need to add my husband to my title deeds and have been quoted £300+ from solicitor. I've read on some threads that you can do this without a solicitor (by filling out appropriate forms for £50ish) when I called land registry in Scotland (ros) the say I couldn't do this without legal knowledge. Has anyone done this in Scotland.? Not sure if the system here varies from England. Really could do without the solicitors bill right now.

Senior_Paper_Monitor

The words "need to" and "could do without a solicitors bill" make me suspect that it actually might be the best £300+ you ever spent.

Is the property mortgaged ?

Do you have money/credit issues ?

...... and a dozen other potential issues.

In answer your question - yes it may well be possible to do it yourself BUT it will certainly be possible to undo if you do it incorrectly or in contravention of regulations in many potential circumstances.

vangal

I need to to remortgage. No mortgage on it right now but carrying out renovations and need to free up ££. I guess it makes sense to go through solicitor but some other Google forums suggesting its a very easy process.

Senior_Paper_Monitor

Remortgage & Transfer of Equity at same time should reduce the cost and ensure you don't 'trip over' any potential issues.

Goldiegirl

If the property is mortgage free, you can 'do it yourself'.

I know it's different in Scotland - but you could go to the Registers of Scotland website for information. You don't need particular legal knowledge to do it in England and Wales, so I doubt if you do in Scotland

But if you don't like completing forms or you feel you wouldn't be able to DIY, then it would be best to employ a solicitor for peace of mind.

Of course, if you are wanting to remortgage, as Senior Paper Monitor says, the Transfer can be done as part of the same Transaction. Personally, that would be the route I would take, get it all done at once, much simpler.