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Debt agency
Kel22
Posts: 1 Newbie
Hi,
I'm new here, but would like some advice?
Years ago, I went guarantor for a family member. At the time I didn't really understand the whole term.
They then didn't make the repayments and I received a letter from the company asking me to pay upfront. It was then paid in full.
3 years later I've had letters from a collection agency saying that they have bought the debt and I now owe them.
I have emailed them letters I have from a solicitor saying that there is no further action and a receipt to say the payment was made in full. Yet this company insist I owe them.
I am feeling very stressed over this and wonder the best course of action?
Thanks for any advice you can offer.
I'm new here, but would like some advice?
Years ago, I went guarantor for a family member. At the time I didn't really understand the whole term.
They then didn't make the repayments and I received a letter from the company asking me to pay upfront. It was then paid in full.
3 years later I've had letters from a collection agency saying that they have bought the debt and I now owe them.
I have emailed them letters I have from a solicitor saying that there is no further action and a receipt to say the payment was made in full. Yet this company insist I owe them.
I am feeling very stressed over this and wonder the best course of action?
Thanks for any advice you can offer.
0
Comments
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If you've sent them solicitors' letters showing that the debt was paid in full, and they still want payment, invite them to commence court action so that they can explain themselves to a judge.
If they aren't prepared to do that, then their actions may constitute harassment and you could consider action against THEM.
Who are these muppets?0
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