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DFW, Frugal living and general life diary
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first day of many logging my spending diary ...
NSD for me yesterday 30/08/13 .... hoping its the first of many ...
nothing else to report tc all ttfn**Nov GC 5/11-3/12 £0/£200**
**TOTAL DEBT 02/11/13 £1340**
*Total debt paid £0*
*Nov NSD's 3/12*
**£5 a day nov £0/£150**
*November spends £0*0 -
Your doing brilliantly. Every little step helps xxSave £12k in 2014 #080 £0/£8,000.
£2 savers club #53
£365 in 365 days # 101 £1/£365
Sugar free days 0/3650 -
NSD again yesterday (31/08/13)
and hopefully today although i wont add that until bedtime just incase
**Nov GC 5/11-3/12 £0/£200**
**TOTAL DEBT 02/11/13 £1340**
*Total debt paid £0*
*Nov NSD's 3/12*
**£5 a day nov £0/£150**
*November spends £0*0 -
You are doing really well
DP should be eligible for jsa and if you are renting you should also be eligible for Housing Benefit/Local Housing Allowance. You should also be able to get help with council tax. A lot of these things do take a while to kick in but the sooner you apply for them, the better as they will back-date to when you apply. I don't know anything about benefits around kids as it has been a loooong time since my babies were babies, but I am sure that there must be some out there....
As for chrimbo....just let whoever you normally buy for know that you can't do pressies this year....anyone who is worth buying for will understand totally and not make you feel bad about it...anyone who doesn't, wasn't worth buying for in the first place!!;)
Good luck!:DMortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
Mortgage OP £50/£600 House Fund £420/£50000 -
Total Spends Since last Post £55.50p
spends were for
£3 Milk
£6.50 Milk, Cigs (DP), Cans of Pop
£12 Takeaway
£20 Provident
£4 fishing licence (DP)
£10 fishing (DP)**Nov GC 5/11-3/12 £0/£200**
**TOTAL DEBT 02/11/13 £1340**
*Total debt paid £0*
*Nov NSD's 3/12*
**£5 a day nov £0/£150**
*November spends £0*0 -
Alot of the above were unnecessary but at least now im writng it down I can see where our money is going and where im going wrong. DP and I have put im some claim forms with citizens advice's help ... we are in receipt of ctc I have updated my claim wth them**Nov GC 5/11-3/12 £0/£200**
**TOTAL DEBT 02/11/13 £1340**
*Total debt paid £0*
*Nov NSD's 3/12*
**£5 a day nov £0/£150**
*November spends £0*0 -
Any chance of giving up the fags?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
hi everyone. sorry i haven't posted for a while .... wow can't believe the last time i posted was sept !
we have been really busy here, DP has just started a new job its around the same pay he used to be on which is good but since i last posted we have had alot of financial set backs .. so now we actually have around £100 more debt than before ... now everything has started to settle down and with not long till baby is due im going to start a fresh as of tonight and try even harder than ever ... i have a little note book so will note down all our spends and try and post as much as i can ... wish us luck think we are going to need it ...**Nov GC 5/11-3/12 £0/£200**
**TOTAL DEBT 02/11/13 £1340**
*Total debt paid £0*
*Nov NSD's 3/12*
**£5 a day nov £0/£150**
*November spends £0*0 -
Wishing you lots of positive thoughts I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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