any advice? re applying for credit

stevefarr

Hi there, not sure if anyone can help but need some advice if you could...

i applied for some in store interest free credit from bensons for beds 4 months ago and was declined, i was quite shocked about this but on checking my credit file worked out that it was because of a dispute with a lender that led to several missed payments.

my score is now back up to 889 so its all healthy again but just wondered how long i should wait before i re applied with the same lender, Ikano

any advice would be great )

xx

Steve

You-kip

stevefarr wrote: »

Hi there, not sure if anyone can help but need some advice if you could...

i applied for some in store interest free credit from bensons for beds 4 months ago and was declined, i was quite shocked about this but on checking my credit file worked out that it was because of a dispute with a lender that led to several missed payments.

my score is now back up to 889 so its all healthy again but just wondered how long i should wait before i re applied with the same lender, Ikano

any advice would be great )

xx

Steve

Your score is 889 with a company that doesn't lend money.
You don't have an individual Credit score as they don't exist as scoring is done on a application status for which you failed which means you are in a position where you are too high risk to get a bed on credit.

Check your credit files only and please take no notice of the meaningless score.

CLAPTON

what do your credit files actually say

how much are your existing debts?

how much do you want to borrow

what do you earn