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Can I get a mortgage with a score of 847

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  • ACG
    ACG Posts: 24,577 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Ignore the score - dont pay any attention to it.

    Go down to the last page(s) and it will hopefully have a load of green markers and very few amber/red marks - thats the bit you need to be looking at.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Am I foccussing (incorrectly) too much on the score I see from Experian?

    yes most certainly are.

    the lenders are not in the least interested in the 'Experian Score'
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Am I foccussing (incorrectly) too much on the score I see from Experian?

    Yes, are has already been stated above.
  • Thanks all, I got past the credit piece and accepted (subject to proving income etc)

    what a relief..........
  • amnblog
    amnblog Posts: 12,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Must have been the 847
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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