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Should NRP Outgoings be Taken into Account?

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  • his_wife
    his_wife Posts: 350 Forumite
    13 kent and cally, i am in exactly the same position, sorry we are in exactly the same position. csa are still singing the same song, if child benefit is payable blah blah,,, and child benefit wont work with us, as we arent the pwc,,, even tho we have a letter stating child is no longer in college,,,,,

    back to the opening post,,, my husband was on csa 1, my wages were taken into account,,,, at the same time my ex husband is on csa 2,,, so he works minimum hours, 16,, well he works more but only declares 16!!!!!! and his wife works full time, so that i will receive as little as possible till youngest is out of full time education, their words not mine!!.

    Now, i know its not my current husbands responsibility to support my children, as his first family must come first,,,, but,,, his ex is entitled to her wages, (minimum) full wtc, ctc, cb and of course her nice undeclareable lump sum a month of csa money, for a child who doesnt go to college, nor live at home!!.

    In the mean time, im not entitled to ctc, wtc etc,,, as my household income is above whatever,,,, so thats like a double edged sword,,, in one hand saying first families must come first, but in the other hand, well your household receives so your not getting..... if we take off the csa payments my husband makes, then i would be entitled to wtc and ctc.... my children "loose" out on all accounts.

    No, im not a bitter new wife,,, nor a bitter ex wife, life happens u deal with it,,, however, i really think somewhere, out there, there must be a fairer system, and a more talking organisation amongst all these government agencies..i cannot beleive that if i can get a letter from college within 24 hours stating that child isnt in education, and ive emailed it too csa,,, that both them, and child benefit cant do the same.
  • cord123
    cord123 Posts: 644 Forumite
    I totally agree.... we dont go through the CSA to pay my husbands ex but if we had to declare the money we paid her we would be entitled to CTC etc. it really annoys me!

    I do not begrudge her the money at all... we have a child and one on the way but when we sat down and worked out how much we have them ie. august - we are down to have them 23 nights.... so more than her and she gets all the CB etc we are losing out on every angle!

    We want to spend as much time with them as possible and she has said on more than one occassion that she could easily stop us havign them and then go through the CSA to get more money cause the less we have them the more money she gets.... is this the case? Even if we want them?

    I just feel that my husband is damned if he does and damned if he doesnt!
  • his_wife
    his_wife Posts: 350 Forumite
    work out cord how much percentage wise your husband pays, its 20 per cent for two children, and for every night over 52 nights, it should get reduced by 1/7th i think it was,,,,, why people play god with their kids is beyond me,,,, so many people use children as a money bartering tool, its sick!!

    All i will say, is one day, it will come to an end,,,, and the pwc, will have to struggle, as they will loose a lot more than csa payments.

    My ex husband, actually asks for my csa payment back if he has the children,,, which isnt often, and yes i give him it back,,, he has even asked for packed lunches if he is taking them out for the day!!!!

    Are the children of age, to make their own minds up where they want too stay,

    good luck
  • pretzelnut
    pretzelnut Posts: 4,301 Forumite
    cord123 wrote: »
    We want to spend as much time with them as possible and she has said on more than one occassion that she could easily stop us havign them and then go through the CSA to get more money cause the less we have them the more money she gets.... is this the case? Even if we want them?

    I just feel that my husband is damned if he does and damned if he doesnt!

    YES, she can tell them that you no longer have overnight care.

    My ex was paying £40 per week he rang up and said he had my child 2nights every 2 weeks (total lie, he's never seen her once EVER - his choice) and I lost £5 a week. Till i told them it was a lie and they did a reassesment and he now has to pay me £45 plus £5pw arrears, his plan backfired.

    It would be exceptionally awful for her if you REFUSED to have them overnight anymore, you are free childcare for the PWC. As much as you want them, you need to realise she is using you in this way.

    Also you can ring and tell the CSA how many nights you are having them in august, like my ex did. They should do a reassesment. Don't allow her to bully you with denying access, it sounds like she would only be doing herself any real damage by cutting her nose of to spite her face, by not having a free babysitting service.

    I hope you get it sorted. I hate how some PWC give the rest of us a bad name.
    :TIs thankful to those who have shared their :T
    :T fortune with those less fortunate :T
    :T than themselves - you know who you are!
    :T
  • shoe*diva79
    shoe*diva79 Posts: 1,356 Forumite
    Evening all!

    Some of you may know that I am having some issues with my NRP, but that is what it is. I'm not asking this question to talk about me, but rather to hear people's opinions and perhaps foster some respectful debate...

    Should the NRP's outgoings be taken into account when making a maintenance calculation?

    What about if the NRP has extra outgoings like high travel costs to see the children, or to get to work. What about if children in the NRP's household need extra money spending on them, because of an illness or a talent perhaps. Or what if the NRP has a high level of debt that they need to service to keep a roof over their head. Or maybe they live in a part of the country with high housing costs and council tax.

    If outgoings shouldn't be calculated for maintenance, what if the NRP has arrears? The CSA can take up to 40% of net income if there are arrears - should they be asking for outgoing details then? Or should the money for the children be the priority outgoing?

    Or maybe the whole thing should be turned on its head and there should be a set universal 'cost' per child irrespective of the NRP's income. That way any money he or she earned over that amount could be kept.

    Interested to know opinions, that's all. I'm not trying to argue either way. :)

    Not read all the replies. But no, the outgoings shouldnt be taken into account.

    The child/children still need supporting and if the NRP has arrears through burying their head in the sand or being non compliant then thats their own tough luck.

    Same goes for NRP who complain they don't have enough money to give subsequent children a decent standard of living because "greedy PWC is stealing my money" - erm no, you had children with the PWC that need supporting until adulthood. Don't have more kids if you cant afford the ones you already had!
  • Don't have more kids if you cant afford the ones you already had!

    ++
    Time to say something something inflammatory :rotfl:

    Nope - thought better of it :)
    ++
  • 13Kent
    13Kent Posts: 1,190 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What about those NRP's that don't have enough money left after CSA to give themselves any sort of standard of living and are struggling to make ends meet, or those paying off arrears for money that the NRP has already had but lied about receiving?
  • 13Kent wrote: »
    What about those NRP's that don't have enough money left after CSA to give themselves any sort of standard of living and are struggling to make ends meet, or those paying off arrears for money that the NRP has already had but lied about receiving?
    ++

    I was once told by an advisor (whilst I was on CSA 1) that my primary concern was paying maintenance and that everything that other people have/might take for granted were actually luxuries and I (or anyone in my household) shouldnt expect to have them.

    She also said it didn't matter what lifestyle the PWC had either. She was lucky my partner didn't stab in the eye with a biro at that point.! :rotfl:

    ++
  • shoe*diva79
    shoe*diva79 Posts: 1,356 Forumite
    13Kent wrote: »
    What about those NRP's that don't have enough money left after CSA to give themselves any sort of standard of living and are struggling to make ends meet, or those paying off arrears for money that the NRP has already had but lied about receiving?

    15/20/25% of earnings is not a lot in the grand scheme of things. I guess it will be okay for a PWC to struggle without CM payments though just so the NRP can carry on a decent standard of living...

    If a NRP is paying 40% its usually because they didn't pay at some point.

    Those who the PWC has lied about receiving CM causing arrears are cases in the minority.
  • 13Kent
    13Kent Posts: 1,190 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It may not seem much but on CSA1 payments can be 30% , and when there are other bills such as debts run up by the PWC, arrears - not because the NRP hasn't paid, but because the PWC has lied about payments and the CSA take her side, also joint loans that the NRP is paying off, the need to run a reliable car both to get to work and maintain contact with the children, and the need to have somewhere to live that will accommodate your children so that contact can be maintained, and the associated bills that come with those needs rather than being able to live in a bedsit or shared house, not to mention having to feed and clothe your children when you have contact as the PWC sends them only in the clothes they stand up in, there is not much left for anything else - barely a standard of living, which I guess is why often some NRP's choose to give up their jobs - not because they don't want to support their children but because they are struggling to live on what they have left and would be better off not working.
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