Arrears Repayment Rate

cakeforbrains

My NRP has arrears of about £4700. This was finalised a couple of months ago but he's made no attempt to pay it back so far saying that he can't afford it. They had asked for him to pay it back at a rate of £173 per month.

This morning I get a letter (and presumably he does too) saying that now they're requesting he pay it back at a rate of £108 per month. That represents nearly a 40% reduction. Bearing in mind he hasn't paid back a penny so far.

The previous payment schedule (including ongoing maintenance) was asking for 33% of his net pay.

The new payment schedule is asking for 27% of his net pay.

There is a child coming into their household next month. The assessment is for 2 children, and he has them for 52-103 nights per year.

My instant reaction is to be riled that they've reduced the rate they're asking by 40% and therefore extended the period that the debt be repaid over from 2.5 years to nearly 4. It feels like he'll be taking it much less seriously. Is there any scope for me to ask them to collect more than that (somewhere in the middle) or should I just put up and shut up?

Also, they are currently seeking income information from him at my request to make a reassessment. If this comes out as him earning more than they currently have on record, would that make a difference?

DUTR

cakeforbrains wrote: »

My NRP has arrears of about £4700. This was finalised a couple of months ago but he's made no attempt to pay it back so far saying that he can't afford it. They had asked for him to pay it back at a rate of £173 per month.

This morning I get a letter (and presumably he does too) saying that now they're requesting he pay it back at a rate of £108 per month. That represents nearly a 40% reduction. Bearing in mind he hasn't paid back a penny so far.

The previous payment schedule (including ongoing maintenance) was asking for 33% of his net pay.

The new payment schedule is asking for 27% of his net pay.

There is a child coming into their household next month. The assessment is for 2 children, and he has them for 52-103 nights per year.

My instant reaction is to be riled that they've reduced the rate they're asking by 40% and therefore extended the period that the debt be repaid over from 2.5 years to nearly 4. It feels like he'll be taking it much less seriously. Is there any scope for me to ask them to collect more than that (somewhere in the middle) or should I just put up and shut up?

Also, they are currently seeking income information from him at my request to make a reassessment. If this comes out as him earning more than they currently have on record, would that make a difference?

It seems you have WON, yet not won, if he has not paid anything, I think you maybe a little optimistic to expect anything to suddenly magic through, if he has new arrivals at his current dwelling, then I suspect these will take priority in his eyes, whether morally right or wrong. Pesonally I wouldn't be getting over excited about recieving anything soon.

cakeforbrains

DUTR wrote: »

It seems you have WON, yet not won, if he has not paid anything, I think you maybe a little optimistic to expect anything to suddenly magic through, if he has new arrivals at his current dwelling, then I suspect these will take priority in his eyes, whether morally right or wrong. Pesonally I wouldn't be getting over excited about recieving anything soon.

They have just issued a DEO, so I was hopeful that I'd receive something, as he can't really get out of that can he?

chall1964

Hi,

If the CSA are putting a DEO in place, your ex's employer should abide by such.

You should be aware that an employer has until the 19th of the following month after the amount was take from a NRP's wages to pass it over to the CSA.

cakeforbrains

Just an update: apparently the NRP has complained to the CSA that this new reduced rate is still too high and, since I have made noises about it being too low, they're going to leave it in the middle. I guess that that is fair enough. If the new assessment shows that he is earning more then I might ask again, but otherwise I'll leave it for now.

CSAworkerx

We will take 30% ( litreally minimum ) of nrps net income into account when making a sceduele, the reason for the drop is the relevent other child entering the house, we set aside some of the nrps net income ( 15% ) and re-sceduele based on that, you got it to 27%, its more like 31%, To be honest, not alot of point you asking for more, if we can get a DEO in place for 30% or higher we will do it.

cakeforbrains

CSAworkerx wrote: »

We will take 30% ( litreally minimum ) of nrps net income into account when making a sceduele, the reason for the drop is the relevent other child entering the house, we set aside some of the nrps net income ( 15% ) and re-sceduele based on that, you got it to 27%, its more like 31%, To be honest, not alot of point you asking for more, if we can get a DEO in place for 30% or higher we will do it.

Thanks. The NRP has now been reassessed as earning 25% more than they had on record, so I am hoping the arrears payments will increase.

CSAworkerx

cakeforbrains wrote: »

Thanks. The NRP has now been reassessed as earning 25% more than they had on record, so I am hoping the arrears payments will increase.

they will, if we do a re-assessment its becuase he has told us of the increse ( not likely ) or we have finally recived info from his employers, so this will definatly increse.

cakeforbrains

CSAworkerx wrote: »

they will, if we do a re-assessment its becuase he has told us of the increse ( not likely ) or we have finally recived info from his employers, so this will definatly increse.

It was because I told the CSA that I suspected it had increased. He had to supply some wage slips.

CSAworkerx

cakeforbrains wrote: »

It was because I told the CSA that I suspected it had increased. He had to supply some wage slips.

ye, sounds about right, your lucky ure NRP provides his slips, the vast majority dont.

cakeforbrains

CSAworkerx wrote: »

ye, sounds about right, your lucky ure NRP provides his slips, the vast majority dont.

They contacted his employer at the same time to ask for the information, so he didn't have a choice.