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Vent-someone's been using our address
bigspender1971
Posts: 234 Forumite
and now we are receiving letters from all sorts of tracing and credit agencies. No idea who this person is and they have never lived here. One of the letters mentions that they have traced this person's employer and names them. What should I do? I have spoken to a couple of the credit agencies and sent proof that this person doesn't live here. Am really concerned as I don't know the extent of the fraud. Should I go to the police? Can they do anything?
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Comments
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Why don't you just send the letters back with not known at this address on them? That's what I do with any mail I receive that comes with any other name but my own. I never open anything that isn't addressed to me.
If letters are just addressed to 'the occupier' then they just go straight into the recycling bin, again unopened, as if it were something remotely important, then it should carry my surname.
The person doesn't live at your property, so I wouldn't waste time & effort worrying about things to do with them. You've already done more than could be expected by contacting agencies etc.The bigger the bargain, the better I feel.
I should mention that there's only one of me, don't confuse me with others of the same name.0 -
As the letters appear to relate to outstanding debts, simply returning them marked as "not known at this address" is very unlikely to have any effect in stopping the companies from sending further mail.
If it was that easy, anyone who owed money could do this to avoid having to repay it.
I think that the OP is dealing with it in the correct way by writing to the credit agencies to inform them of the error.0 -
I agree with the above post.
There is nothing wrong or illegal in opening post addressed to others provided that it is done with good reason, and if there is the possibility of fraud going on with the OP's address being used for this, I think that is more than enough of a reason.0 -
I have opened mail arriving at our house with a different name on the envelopes.
I don't want visits from Bailiffs, police and debt collectors for other people's debts.0 -
I opened a debt collection letter and rang up the company to tell them the person didn't live at this address anymore.
They told me I should have just put 'not at this address' on the envelope and put it back in the post.0
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