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Vent-someone's been using our address

and now we are receiving letters from all sorts of tracing and credit agencies. No idea who this person is and they have never lived here. One of the letters mentions that they have traced this person's employer and names them. What should I do? I have spoken to a couple of the credit agencies and sent proof that this person doesn't live here. Am really concerned as I don't know the extent of the fraud. Should I go to the police? Can they do anything?

Comments

  • cattie
    cattie Posts: 8,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 26 July 2013 at 12:12PM
    Why don't you just send the letters back with not known at this address on them? That's what I do with any mail I receive that comes with any other name but my own. I never open anything that isn't addressed to me.

    If letters are just addressed to 'the occupier' then they just go straight into the recycling bin, again unopened, as if it were something remotely important, then it should carry my surname.

    The person doesn't live at your property, so I wouldn't waste time & effort worrying about things to do with them. You've already done more than could be expected by contacting agencies etc.
    The bigger the bargain, the better I feel.

    I should mention that there's only one of me, don't confuse me with others of the same name.
  • shaun_from_Africa
    shaun_from_Africa Posts: 12,858 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As the letters appear to relate to outstanding debts, simply returning them marked as "not known at this address" is very unlikely to have any effect in stopping the companies from sending further mail.
    If it was that easy, anyone who owed money could do this to avoid having to repay it.

    I think that the OP is dealing with it in the correct way by writing to the credit agencies to inform them of the error.
  • George_Michael
    George_Michael Posts: 4,251 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I agree with the above post.
    There is nothing wrong or illegal in opening post addressed to others provided that it is done with good reason, and if there is the possibility of fraud going on with the OP's address being used for this, I think that is more than enough of a reason.
  • cherie1122
    cherie1122 Posts: 491 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I have opened mail arriving at our house with a different name on the envelopes.

    I don't want visits from Bailiffs, police and debt collectors for other people's debts.
  • VSynth
    VSynth Posts: 119 Forumite
    I opened a debt collection letter and rang up the company to tell them the person didn't live at this address anymore.

    They told me I should have just put 'not at this address' on the envelope and put it back in the post.
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