Friday 26th July - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important.

Morning all!

I'm up early for the Trades upgrading the central heating. Oh joy, at least we're not paying for it, though we will foot the bill for the electricity for their power tools. Sigh. I'm spending the day sitting on the sofa with my laptop having a sort-everything-out day. Then this evening we'll need to get our home back in order and have a giant clean up.

The list:

Call credit card company to find out why my credit card has been deactivated although it is not over the limit. It's a fault with Halifax online banking; not my card. Yay!

Trades are here upgrading the central heating. Defend house for messy Trades to minimise damage. So far so good. They're making a mess but not wrecking the place. Surveyor is an arrogant wombat, but everyone else is being great...All done now...just the cleaning to do...:(

Check online banking. Fine

Claimed £20 Leisure Voucher through credit card loyalty scheme. Then send away vouchers to exchange for theatre tokens. Done

Check balance on rent account. Good job I checked there's slightly less in there than I thought!

Call Gas/Elec Supplier on inclusive minutes number to go through first stage of complaints procedure because they are refusing to send us our bill. I need my bill to manage my budget! Used SayNoTo0870.com for a cheap number. Nice advisor in Complaints Team has promised to fix it by tomorrow.

Order a cheap sink-plug chain. OH broke ours. Done £1.25 and 1(!) Nectar Point.

Make plans for resolving dispute with Sky. Am taking advice from another MSE Forum.

Update signature. Done.

Speak to employment agency. Done.

Repair deafeningly noisy fan in laptop. Opened laptop casing, cleaned out dust, re-sealed casing. Job done.

determined_new_ms

Morning everyone :wave: thanks for starting us off alley!

Sorry I've been MIA in action for ages just been so busy what with the dd and dgd & work just haven't had any time to post! Usual story I've been so busy I've lost track of funds and been spending like water

Things for today/this weekend:

* checked banking - as expected - payday yesterday
* B/L from stores - lunch made up of meals for new mum's pasta mmmmm
* work out all mileage/expenses and put claim in
* going to a festival tonight for the weekend - need to go to Aldi and get some supplies to keep the cost down
* oh to get tent and things together
* ask oh if he has my car tax renewal form...
* decided on budget for the weekend
* leaving work at 3 to take back some time owed :T
* take up own jeans rather than paying someone else to do it

ok its not much but it's something! See you all next week sometime. May the force be with you all x

stitching_witch

determined_new_ms wrote: »

* take up own jeans rather than paying someone else to do it

I'm really proud of you DNMS! It's only a couple of years ago that I did some for you so your sewing lessons have certainly paid off

My list for today:

• Breakfast, lunch & dinner from stores
• Looking after DGD today so drinking DD's coffee etc
• Baking DGD's birthday cake from store-cupboard ingredients
• Go to allotment and harvest French beans and raspberries
• Shorten dress for wedding reception tomorrow
• Write meal plan for next week
• Possibly have an NSD

Just a little list and a chilled out day I hope!

Stitchy x

PlymouthDad

Morning, Can I make a first post here?

I'm just starting out and trying to get involved with the excellent saving ideas on here.

My small saving today is not having a friday morning fry up at work saving £5. Instead I've brought milk and cereal from home for morning snack, and having last nights leftovers for lunch.

allydowd

PlymouthDad wrote: »

Morning, Can I make a first post here?

Hi, welcome! Please post as often as you'd like; we'd love to hear from you. This Forum is really friendly, you'll get no criticism and loads of support.

toothfairybuttkicker

Harmonised my bank account and paid off my catalogue in full

Get Me xx

MinnieMousesMummy

Good morning everyone, Alley - Thanks for starting the thread off this morning.

My plans for day 7 on the DFW road

1. [STRIKE]Quick shower[/STRIKE]
2. [STRIKE]Do freelance work that is in for today[/STRIKE]
3. [STRIKE]Do MSing work that is in for today[/STRIKE]
4. [STRIKE]All meals from stores[/STRIKE]
5. [STRIKE]Check free postcode lottery & birthday bingo[/STRIKE]
6. [[STRIKE]STRIKE]Check online banking[/STRIKE]
7. Look for MSing assignments[/STRIKE]
8. [STRIKE]Laundry (3 loads) - Hang outside if it stays nice[/STRIKE]
9. [STRIKE]Organise and clean kitchen cupboard[/STRIKE]
10. [STRIKE]Check Adpoints[/STRIKE]
11. [STRIKE]Use meal plan and make shopping list - Do weekly online shop armed with the list[/STRIKE]
12. Work through mending pile (8 items)
13. [STRIKE]Water plants[/STRIKE]
14. [STRIKE]Feed animals & check for eggs[/STRIKE]
15. [STRIKE]Order the last of the things that are needed for baby and get cashback on purchases[/STRIKE]
16. [STRIKE]Order some socks for the kids using cashback site[/STRIKE]
17. Sort returns for work
18. [STRIKE]Sort tax credit renewal[/STRIKE] (where has this month gone, I am usually ahead with this type of paperwork)

I think that is everything that I need to get done today. Hope everyone has a good Friday (& weekend) x

In order to avoid lazing around this weekend and doing nothing due to not being able to post my lists I have decided to post my weekend list today and update on progress when the forum is back up. Hope nobody mind me doing this but it gives me the kick to get moving and actually do what needs to be done.

Plans for Day 8 on the DFW road

1. Quick shower
2. Change & wash all bedding-hang outside if it is nice weather
3. Do some of ironing mountain
4. Laundry (remembering to fill in the survey that I have at the moment)
5. Make bread
6. Water plants
7. Feed the animals & check for eggs
8. Clean the old pram and list for sale
9. Review the budgets
10. Check free postcode lottery & birthday bingo
11. Do required MSing work
12. Look for some freelance work
13. Spend an hour sorting through paperwork that has been sitting in master bedroom for too long
14. Print paperwork for student finances and find required evidence to go with it
15. List 10 items on ebay (free listing)
16. All meals from stores

Plans for Day 9 on the DFW road

1. Quick shower
2. Collect DM as she is staying over, as babysitting for me on Monday
3. Check Mr A order - scan & put away
4. Spend an hour sorting through paperwork in master bedroom
5. Water plants
6. Feed animals & check for eggs
7. Do required MSing work
8. HH pamper time (going to do my nails if I can still reach)
9. Sweep & mop kitchen & bathroom floor
10. Do some laundry & remember to fill in survey paperwork
11. Clean the bathroom
12. Submit s&s info
13. Do some course work
14. Check free postcode lottery & birthday bingo
15. Check Adpoints
16. All meals from stores

allydowd

determined_new_ms wrote: »

* ask oh if he has my car tax renewal form...

If you can't find it here's what to do: (Link)

Tiggy10

Hi all, Thanks Ally for starting!

Today I am going to:
- do a few hours sorting my classroom
- walk to and from work
- breakfast & lunch from home
- dinner with a friend at home instead of going out tonight
- someone is picking up the TV bracket i listed for free on local selling page yesterday- so making £10 if she collects.
- do some house work!!

Have a good day all!

ziggy2407

Good Afternoon My Lovelies

ally - Thanks for starting us off, hope the day with the "trades" isnt too bad

Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Todays little listy :

TAKE IT EASY!! -
Check Banks - Done
Check swapits - Done
Check www.freepostcodelottery.com -
Packed lunch for OH - Done
General Tidy up - Done
Filing & Shredding -
Tidy Attic -
Tidy LO's room -
Return Library books -
Keep an eye on items for sale -
Look into selling knitting/craft mags -
Catch up on emails - In progress
Meals from stores -
Update Food Tracker -
Surveys -
Nectar Adpoints -
Coke zone Codes -
Enter a few comps - Done a few
Read Library Book/Knit - in progress

Have a great day, love to you all.

C xx

foxgloves

Afternoon Friday Money-savers,
Busy morning -almost finished my list:
Positive money-saving activity so far:
*Wheel shallots & garlic out into the sunshine to dry ready for plaiting. Done.
*Cleaned whole house using only a dilute solution from my trusty annual bottle of Stardrops & a glug of loo cleaner. Done.
*Pick rhubarb, fresh herbs, courgette from garden ready for a bit of cooking, boil up 2 manky potatoes for same. Done.
*Bake bread rolls, rhubarb sponge & make big veggie frittata ready for family picnic tomorrow. Done.
*Put bread maker back on to make loaf for us as we've run out & not shopping till tomorrow. Done.
*Blanch & freeze the rest of the rhubarb no needed in cake. Done.
*Take pulled pork out of freezer for tonight's meal as noticed we are without a couple of ingredients required for what was on meal plan. (Hence no naughty little opportunity to talk selves into a takeaway later....) Done.
*Do meal plans for next week, basing around rubber chicken & mostly stuff we already have in or growing in garden. Done.
*Mend a pair of mr f's jeans before he gets arrested for indecency, lol! Done.
*Do a couple of surveys. Done.
Still to do:
*Write shopping list, aiming for about £55 spend max.
*Water veggie garden & greenhouse. Got to keep those food supplies coming....
*Sit in pathetic washed-out hormonal heap reading book.
Have a good day, everyone,
foxgloves x