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How often do Halifax check your salary?
Adele92
Posts: 23 Forumite
Had a mortgage offer from Halifax on the house we've found. Before we got the offer I had to submit 6 months worth of bank statements (my partner didn't) and we both had 2 show 3 months worth of wage slips. So now its all down to the solicitors.
Only thing is as from 28th September I am going part time at work to study part time at uni. The mortgage is still affordable as I do get funding and my partner works full time. Just hoping it all goes through before the end of September!
I get paid the 25th each month. So if they ask to see a wage slip on or after 25th October I might be stuffed. Do they request wage slips again at the end of the process?
Only thing is as from 28th September I am going part time at work to study part time at uni. The mortgage is still affordable as I do get funding and my partner works full time. Just hoping it all goes through before the end of September!
I get paid the 25th each month. So if they ask to see a wage slip on or after 25th October I might be stuffed. Do they request wage slips again at the end of the process?
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Comments
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No, they only ask for them at the start.0
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Unless the case is pulled for routine audit, as 1 in 12 are, and up to date information is requested from you.
You should report any changes in your circumstances to the lender if they take place between application and completion. If you knew about this at the time of the application, you should have applied on the correct basis then.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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