We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Low income, savings gone - what now?

123578

Comments

  • SallyJane_2
    SallyJane_2 Posts: 40 Forumite
    Hi beanielou. Many thanks for your message. Dad receives Disability Living Allowance for "mobility" which was awarded many years ago when he first had his heart problems and had difficulty in walking. If I understand correctly, I need to apply for DLA for "care" and if he is awarded this at the middle or higher rate then I should be able to claim carer's allowance? Thanks again beanie.
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hi SJ
    You have summed that up correctly
    Good luck!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • SallyJane_2
    SallyJane_2 Posts: 40 Forumite
    Well, CAB rang .. they couldn't really talk to me today as they are short staffed, but we agreed it might be better if I called in to see an advisor at their office and do a "benefits check" and I now have an appointment for Friday. Filled in the Council Tax application form which arrived today and it was much less complicated than I thought. Will hand it in at the council offices on Friday - save on petrol and postage - I'm learning! Watch this space.
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Make sure you get a receipt for your completed CT ben application form.
    Cab should be able to print out any info you need.Hope all goes well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks beanielou - will do! I hope it goes well too! Will update as soon as I can on Friday.
  • SallyJane_2
    SallyJane_2 Posts: 40 Forumite
    Update - handed in council tax application form (and got a receipt for it beanielou!). Saw CAB advisor for benefit check. Not entitled to any benefits. Recommended I bring dad in to complete a form for Attendance Allowance and if dad is awarded that then I could apply for Carer's allowance - which is just what you brilliant people on here told me. Also gave me a tax credit form for husband to complete and send to the inland revenue.

    So, there is a bit of hope there and in the meantime I'm going to have to really cut down further on spending. I thought I had, but I've kept a spending diary for a few days and I can see room for improvement. It's up to me now to watch every penny but at least I have this website to fall back on. I felt a bit down after seeing the CAB advisor but, what the heck, it's stopped raining and the sun is out, I'm reasonably fit and healthy and so is my better half.

    I must admit I was very anxious about seeing the CAB advisor, but everything was very calm, unhurried and the interview took place in total privacy.

    Will post again if any developments.
  • Thanks for the update Sally Jane, and I hope it's not too long before your father's Attendance Allowance form can be filled out. If he can't get to the CAB, maybe they can do a home visit? This is a service I provide for clients who are unable to travel easily (I work for a support charity).

    Best wishes
    GQ
    If you have a talent, use it in every which way possible. Don't hoard it. Don't dole it out like a miser. Spend it lavishly like a millionaire intent on going broke.

    -- Brendan Francis

  • Keep your chin up - we're all here if only to `listen' when you're down in dumps.
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    At least you know the situation now.
    Get the AA claim form ASAP & make an appointment for it to be completed.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • SallyJane_2
    SallyJane_2 Posts: 40 Forumite
    Skint - hi & thanks for your kind message - appreciated.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.