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Car Loan

stridor Posts: 13 Forumite

23 January 2014 at 9:53AM in Loans

Hi

We had a hire purchase with Pegoet finance and returned the car back to them a few weeks ago as in the financial agreement it stated if halfway through the vehicle could be returned as long as in good working condition and all payments up to date. It is in good working condition and mot'd etc.

Someone picked it up last week. Yesterday we got a letter from RMS Receivables states that that condition was more than wear and tears. There were a couple scruffs but some of the stuff they claimed ie dents on roof etc - which never new it had. Have billed as for just over £1600 pounds to be paid immediately. None of this was mentioned previously. Is this normal practice. Also we dont have that much money to pay all at once. What are our options. Please help.

Thank You.

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