Santander CC debt, Will Santander bank accounts 'freeze'?

Galeeno

Have a Santander Credit card, with a debt of £900
CC = £900

and also some santander current accounts.

As the santander CreditCard debt (£900) will be included in the bankruptcy then will this cause the santander current accounts to be 'froozen' or close within the 12 month period?

or, if the debt is paid of months before declaring bankrupcy
CC = £0

then there will be no debt with santander, then will this make them consider them 'leaving' the santander accounts open?

(Note: they are basic current accounts with no overdraft, and no money in)


so basically, if the £900 is paid off, so there is no debt, could this result in the 'leaving the Santander current accounts open, for 12 months,

---

forever) ?

alastairq

Santander don't like BR..so will likely freeze all accounts.

wildheart83

Santander branch staff told me my account would be run by their BR dept rather than frozen - the only way to access money would be at this dept's discretion and would have to be done during business hours so probably worse than if they'd frozen it.

I was lucky and probably slipped through the net, I had no other debt to Santander and my account stayed open. I would open an account with Barclays to be on the safe side though.

mattannar

Also you could be seen as favouring a creditor.

iquit

I had a basic acount with Santander, no debt with them and they closed it within a few days of my br.