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Tax Rebate help

Daedalus
Daedalus Posts: 4,253 Forumite
Does one has to request a NI rebate separately to an income tax rebate?
«1

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 20 July 2013 at 6:19PM
    Do you mean just normal National Insurance under the PAYE system

    Its my understanding that it isn't refundable but i'm no expert

    .
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Daedalus
    Daedalus Posts: 4,253 Forumite
    xylophone wrote: »

    Thank you, a claim was made for tax rebate, the income tax was processed but not the national insurance? Seems stupid if you have to make two claims.
    McKneff wrote: »
    Do you mean just normal National Insurance under the PAYE system

    Its my understanding that it isn't refundable but i'm no expert

    .

    Yes I think so? The one which is taken along with income tax by your employer. Why wouldn't it be refundable?
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I cant explain, but it isn't. it is based on your earnings for any particular week or month in the year where you earn over a certain amount for that week/month

    I';m sure someone will explain though.

    You could google it.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I found this for you. Your NI payments would be class 1.
    See if anything relates to you

    http://www.hmrc.gov.uk/ni/refunds-complaints/claimback.htm
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Daedalus
    Daedalus Posts: 4,253 Forumite
    McKneff wrote: »
    I cant explain, but it isn't. it is based on your earnings for any particular week or month in the year where you earn over a certain amount for that week/month

    I';m sure someone will explain though.

    You could google it.

    Oh right, think I am with you. Income tax being worked out over a yearly period, but NI working on a weekly basis?

    Still seems unfair.

    Google isn't being friendly.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Daedalus wrote: »
    Oh right, think I am with you. Income tax being worked out over a yearly period, but NI working on a weekly basis?

    Still seems unfair.

    Google isn't being friendly.

    It isn't unfair, this is what will pay your state pension and your benefits if yu need to claim any.

    Most people in the UK pay every single week, what is unfiar is that they are paying also for the people who are not paying NI into the system.

    I worked for 45 years and paid NI for that full period.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Daedalus
    Daedalus Posts: 4,253 Forumite
    McKneff wrote: »
    It isn't unfair, this is what will pay your state pension and your benefits if yu need to claim any.

    Most people in the UK pay every single week, what is unfiar is that they are paying also for the people who are not paying NI into the system.

    I worked for 45 years and paid NI for that full period.

    No it isn't. Tax is tax, there is nothing special about national insurance other than the process in which it is collected. You have fallen for the most basic of brain washing, that of a name change.

    It is unfair, someone on a lower sporadic annual income through certain events could end up paying more national insurance than someone on a higher consistent income.

    My tax will pay for my benefits, well no it won't, because like the rest of the country, including you, I have paid enough into the system to cover what I will take out.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your tax won't pay for your benefits. Contribution to NI pays for benefits.I'm surprised you don't know that.

    If you pay no NI, you get no benefits simple as that.

    If you earn a certain amount you pay NI, same as the rest of us, and rightly so.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Daedalus
    Daedalus Posts: 4,253 Forumite
    McKneff wrote: »
    Your tax won't pay for your benefits. Contribution to NI pays for benefits.I'm surprised you don't know that.

    If you pay no NI, you get no benefits simple as that.

    If you earn a certain amount you pay NI, same as the rest of us, and rightly so.

    No it doesn't, NI is no different to income tax, or VAT, or fuel duty. It all goes into one big pot. NI may impact on what benefits you qualify for, but it has no relation to what is paid out.

    I am surprised you have worked for 45 years and have no idea how public spending is funded.
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