RBS Natwest

9ice

Hello Newbie here and I will appreciate a bit of information

I am a FTB and currently met a no fee broker who looked into my credit file and assured me that being an immigrant in Uk with only 2yrs left on my visa before next extension Natwest are able to grant me mortgage with 85% LTV.

As part of my independent investigation, I have been searching online to see if I could get Natwest intermediaries lending criteria unfortunately I couldn't see any information unlike the other lenders

Does anyone have any idea how flexible are natwest in regards to mortgage for people who do not hold uk passport but are resident/working in uk? I know Halifax are the best bet but the broker is advising natwest has the best rate for my situation and they are very flexible. I will really appreciate if anyone has information/opinion on Natwest
Thanks all
9ice

macarena123

http://intermediary.natwest.com/home-options.asp?page=HOME/LENDING-CRITERIA/RESIDENTIAL-MORTGAGES-

"Overseas applicants

Applications from all full European Union nationals will be considered, subject to our standard criteria. LTV is restricted for applicants from new European Union Member States and applicants who do not have permanent right to reside in the UK."

9ice

Thanks Macarena, I came across the link as well during my online search.
' Natwest stated LTV is restricted' but I wonder if anyone has the max % they could do ? Other lenders clearly stated a particular figure i.e 75% Abbey intermediaries for example