We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Bank charge - what can I do?
money-penny_5
Posts: 21 Forumite
I've read the recent information about reclaiming bank charges but up till no I have never had any large charges.
My partner and I have our own separate bank accounts but also have a joint account in which we deposit money each month, then all the bills, food etc come out of this account. We have had a pretty bad few months with money and this account has taken the brunt of it all really. Today I recieved a letter regarding this account from HSBC, stating that as the account had been over the aggreed overdraft limit for the last 6 months and therefore they have charged me £125.00 for an arrangement fee. I just wondered where I stood with this. Is this allowed or do I have the right to complain and if so what would be the best way about going around this. This is money we could well do with at the moment.
My partner and I have our own separate bank accounts but also have a joint account in which we deposit money each month, then all the bills, food etc come out of this account. We have had a pretty bad few months with money and this account has taken the brunt of it all really. Today I recieved a letter regarding this account from HSBC, stating that as the account had been over the aggreed overdraft limit for the last 6 months and therefore they have charged me £125.00 for an arrangement fee. I just wondered where I stood with this. Is this allowed or do I have the right to complain and if so what would be the best way about going around this. This is money we could well do with at the moment.
0
Comments
-
Hi
I would repost this on the reclaim you bank charges board?If you've have not made a mistake, you've made nothing0 -
Have done that thanks0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards