Help with NI!!

FiestaST

Hi,

Can someone please help, I think my gf has paid too much NI.
When I put her wage into a tax calculator I get random different amounts! (It's for last year, I am using last years allowances).
She'd earnt £8495.95 over last year (split into 13 pay periods), although for a good part of the beginning of the tax year she was on sick pay.
One calculator says she should have paid £108 (hmrc calculator) another says £169, another says £228 and national insurance claim she should have paid £350!!!!
Can anyone please help! I am so confused with all this!

Cheers!

chrisbur

FiestaST wrote: »

Hi,

Can someone please help, I think my gf has paid too much NI.
When I put her wage into a tax calculator I get random different amounts! (It's for last year, I am using last years allowances).
She'd earnt £8495.95 over last year (split into 13 pay periods), although for a good part of the beginning of the tax year she was on sick pay.
One calculator says she should have paid £108 (hmrc calculator) another says £169, another says £228 and national insurance claim she should have paid £350!!!!
Can anyone please help! I am so confused with all this!

Cheers!

NI is worked out per pay period so you would need to give details of every payment received during the year to check the NI, it cannot be checked on the tax calculators unless earnings were the same for every pay period.

adrihd

To be honest, a minor overpayment like that isn't a bad thing! NI ultimately contributes to your pension and any benefits if you are unemployed. Personally for such an amount I'd let it slide as the point it, it's been paid and you will get it back.. Either when you aren't working or when you're aged and get pension.

See it as 'overpaying your pension policy'.

BUT I would make a note of it tho and contact the HMRC and ask them for a confirmation.

chrisbur

adrihd wrote: »

To be honest, a minor overpayment like that isn't a bad thing! NI ultimately contributes to your pension and any benefits if you are unemployed. Personally for such an amount I'd let it slide as the point it, it's been paid and you will get it back.. Either when you aren't working or when you're aged and get pension.

See it as 'overpaying your pension policy'.

BUT I would make a note of it tho and contact the HMRC and ask them for a confirmation.

Unless the OP gives the actual earnings figures it is impossible to say if any overpayment major or minor or indeed underpayment has occurred.

agrinnall

adrihd wrote: »

To be honest, a minor overpayment like that isn't a bad thing! NI ultimately contributes to your pension and any benefits if you are unemployed. Personally for such an amount I'd let it slide as the point it, it's been paid and you will get it back.. Either when you aren't working or when you're aged and get pension.

See it as 'overpaying your pension policy'.

BUT I would make a note of it tho and contact the HMRC and ask them for a confirmation.

You obviously don't understand how NI works. It's not the amount that is paid that matters (as long as it's enough to earn you a contribution record), it's the length of time that you pay it for. Somebody paying £10,000 per annum gets exactly the same benefit as somebody paying £2,000.