How Much Do You Pay Per Month?

_Andy_

I fail to see the point of this thread.
If you want an idea of what payments are for different LTVs/rates/amounts then use an online calculator.

not sure how hearing about other people's payments benefits you.

tupelotomemphis

completing in 2 weeks
240,000 deposit 37,000 over 25 years
810 per month

opinions4u

£385.

£185,000.

17 years.

How does that help you?

Dick_here

opinions4u wrote: »

How does that help you?

It doesn't directly, obviously. However sometimes people are just 'finger in the air' curious. There's a long-standing 'what's your job and wage' thread on UYI which is similarly 'unhelpful' as you would see it, yet hundreds of others seem happy to partake...

Surely, if a thread is of no interest, simply ignore it !

opinions4u

!!!!!!_here wrote: »

It doesn't directly, obviously. However sometimes people are just 'finger in the air' curious. There's a long-standing 'what's your job and wage' thread on UYI which is similarly 'unhelpful' as you would see it, yet hundreds of others seem happy to partake...

Surely, if a thread is of no interest, simply ignore it !

Where did I say it was of no interest?

Where did I say it was "unhelpful"?

I've simply asked the OP a question because I'm interested enough to want to understand the answer.

Kt8

Purchase price £200,000
Deposit £50,000 (£10,000 of which from the builder)
Repayments £560
35 year term


3 storey 3 bed semi with upstairs living room aswell as downstairs

complete end of august and we are going to be overpaying as much as we can.

anotheruser

_Andy_ wrote: »

I fail to see the point of this thread.
If you want an idea of what payments are for different LTVs/rates/amounts then use an online calculator.

not sure how hearing about other people's payments benefits you.

Because it will give me an idea on what their mortgage is like.

Perhaps I didn't explain all because I don't particularly want to show my hand. Or in other words, I have no idea about mortgages, know nothing about them whatsoever but this forms part of my research. While it may not seem interesting to you, or seems like a "pointless thread", to me it isn't and has so far been as helpful as I expected with those people who have simply answered the questions rather than dug at details, which aren't relevant to my query.
I did make an effort to state I knew the figures would mean very little, but I am still curious.
And most, if not all have put the purchase price down anyway.

I do hope that clears up everything.

SG27

Purchase price £210,000
Deposit £105,000
25 years at £497

Overpaying by around £160 per month at the moment

Southernman

Deposit £50,000
House price £140,000
Mortgage term 25 years

Originally it was £495 but it's dropped to £460 due to overpayments.

Currently got 23 years left. I overpay £170 each month with lump sums here and there. Just under £79k remaining.

GwylimT

anotheruser wrote: »

Just looking at my mortgage options and wondering how much people pay per month. £450 with a 10% overpay.
And how much of a deposit did you put down? £50K from my wife and then equity from our sold property which totals £145K.
And how long it is for? Three years, it sounds silly, but we had to move very quickly and so didn't have time to save the remaining amount without taking a loan to cover the legal costs and it was cheaper to go mortgage route rather than a standard bank loan, we took the mortgage out in February.
For what price house? £150K.

Ours is a new build two bed flat near Leeds with an ensuite double room and a double room with a wet room, with under ground car park, on site gym (which will soon have a pool) and lovely communal gardens, as we have solar panels on the roof there also isn't a service charge and any surplus money can be used for communal events, for example this week we had a big BBQ for all residents.


I know it will be different because of the size of the property and when you got the mortgage but I want to get a rough understanding.

Thanks

So I have to write here, blah blah blah.