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"Water Board" pension

Hope this hasn't already been answered - I struggled to think of good search terms when looking for this....

Chatting recently to my mum, I realised that she doesn't get any pension from when my dad (deceased) worked at the Water Board, as it was then called, nor did he take any pension when he was alive. I guess this probably means he didn't have one to draw on, but thought maybe we should check this.

I'm very light on details at the moment, but we think he worked there for around 15 years from around 1957 when he'd have been 28 years old.

I'm keen to find if they would have had an occupational pension when he was there. I was assuming that as a nationalised service it would have been likely to have a default scheme. Does anyone know if that is likely, or have any suggestions where I could go to find out?

Thanks in advance for any help.

Richard

Comments

  • dunstonh
    dunstonh Posts: 120,211 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You can ask the current supplier that took over that region. Or you can do a trace via the Governments pension tracing service.

    https://www.gov.uk/find-lost-pension
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • penrhyn
    penrhyn Posts: 15,215 Forumite
    Part of the Furniture Combo Breaker
    Read title and thought it was what retiring guards at Guantanamo Bay got.

    I'll get me coat!
    That gum you like is coming back in style.
  • Thanks dunstonh - that's exactly what I was after!

    ... and thanks for the laugh penrhyn!
  • hyubh
    hyubh Posts: 3,745 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I realised that she doesn't get any pension from when my dad (deceased) worked at the Water Board, as it was then called, nor did he take any pension when he was alive.

    I *think* it would have been the LGPS (LGSS - Local Govt Superannuation Scheme - as then was). E.g., the Environment Agency has an LGPS fund with no active members that stems from this (link), and I can think of at least one county council (ahem) that has codings for historical water boards in its pensions payroll.
    I'm very light on details at the moment, but we think he worked there for around 15 years from around 1957 when he'd have been 28 years old.

    Into the 1970s, the number of years you had to be a member of the LGPS to earn a 'deferred benefit' and not just have your contributions refunded when leaving before retirement was quite a lot, so it's possible he didn't accrue enough. Also, if he was classified as a 'manual worker', he may have not been able to join for a few years to boot (if at all).

    That said, the chance of records being kept that date back to the 1950s is extremely slim. Assuming it is the LGPS, there's a chance the administrator still has paperwork concerning pension fund employers (e.g. admission agreements) dating from that time and even earlier, but for individuals who didn't even draw a pension... highly unlikely.
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