Friday 12th July - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important :money:

Hi Everyone

Nothing of worth to contribute but thought I'd start you off . Hope you're all keeping well.

Love to you all

C xx

determined_new_ms

Morning ziggy, sorry to hear you are struggling at the moment. Hope you manage to do something to look after yourself today x

Thanks to everyone for your thoughts. Managed to get my first full night sleep in a week, and I went to bed at 10. Feel so much better for it! My dd sadly wasn't so fortunate...

Things for today:

* checked banking
* did vsp will update sig in a minute
* just had yummy porridge, raspberries & honey for breakfast mmmmm
* dinner will be another "meal for new mums" tuna pasta bake mmmmm so grateful for this
* pay cc today
* load of washing
* finish a top I am refashioning
* watch a film maybe with dd
* clean out larder if I get a chance.
* walk to doctors to register dgd with dd
* vacuum

If I get all of that done I will be very lucky/efficient!

Foxgloves nice one on the jars find! :T

lillian nice one for winning the bingo :T

La_escocesa

Hey Zigster - I bet you can think of 3 things you've done that is fabulous today.

DNMS - Saw that pic of you with your DGD - how lovely!

Me? They've only gone and oferred me the bl00dy job and £2k more than we were originally talking... About £700 a month more than I'm on now! Oh man.

ShootForTheMoon

Afternoon lovely people...

La escocesa - Congratulations!! That's great news on the job! :j

Okay, so my list for today:
1. Check banking
2. Breakfast from stores
3. Pack healthy snacks and drinks for drive to London
4. Reset clock on car and drive as economically as possible!
5. Dinner on Mum and Dad tonight at the Jools Holland gig!

Going to enjoy a weekend in the blazing sun with my amazing family in London town! x

determined_new_ms

La_escocesa wrote: »

Hey Zigster - I bet you can think of 3 things you've done that is fabulous today.

DNMS - Saw that pic of you with your DGD - how lovely!

Me? They've only gone and oferred me the bl00dy job and £2k more than we were originally talking... About £700 a month more than I'm on now! Oh man.

So blinking exciting! You gonna take it? X

foxgloves

Hi Penny-savers,
La E - Wow! Great news on the salary! Well done!
Ziggy - Lovely to hear from you. Treat yourself very kindly today. I sense that you do lots of things for others......you are important too. Try & have a little treat today, even if it's as simple & free as giving yourself a foot massage & painting your toenails. It's always the funny little things that give me a lift xx
Positive money saving activities today:
Well, not many so far, tbh....
*Cleaned house using my stingy diluted annual bottle of Stardrops.
*Re-filled little plastic snack boxes with value raisins for packed lunches, etc, much cheaper than buying those little ready-filled cardboard boxes.
*Dinner as per July meal plans - mr f's cooking night, turkey mince bolognese.
*Check thru next week's meal plans & write shopping list which looks realistic for the £58 max I intend to spend.
*Pick more bunches of herbs for hanging to dry.
*Freeze chives in ice cube trays so we have some for winter use.
*Check over veggie garden & greenhouse & water. It's getting really hot again here. Not sure how we'll cope in the Midlands with seeing all this sun....we seem to have had about 4 years of endless grey murk...
*Go through diet/fitness mags to index the most useful recipes. (Helps with continued weight loss AND budget, as we've found portion/calorie control has a knock-on effect with financial outlay too).
*Remember to take big pork joint out of freezer for pulled pork tomorrow.....intend to get 3 days minimum out of that, plus packed lunch.
*mr f managed to mend cat flap first thing......had been suspiciously smashed off overnight......cat sat there looking like butter wouldn't melt......saved us having to buy a new one, anyway.
*Did surveys. Lots of Onepolls around this morning.
That's it from me today. Love to anyone who is feeling sad & rubbish today, my best wishes to everyone else for a good MSE Friday,
foxgloves x

allydowd

Hi,

Just back from a two-hour long job interview in a sweltering office; exhausted.com. The job doesn't appeal to me one iota but I gave it my best shot and I should know if I have it by Monday. I would take the job then immediately look for another as it doesn't match my health needs. The £25K would be nice, though!

Well done La E.

The list:

(Had a free home haircut yesterday.)

Washing on quickest cycle then out to dry on the line.

OH did shopping under budget.

Entertainment is a DVD from the cupboard and watching tv as I fixed our satellite reception problem yesterday by moving the dish back into alignment by hitting it with a broom!

Wait patiently for postie to arrive. Deal with incoming mail immediately.

Stay cool by staying indoors til this evening today. Every time I go outside I come back in wanting a shower.

Try to think of something inspirational to do this weekend.

Dinner will be potatoes from the garden and fake KFC.

Enjoy free roses that last tenant left in the garden.

See whether we have any 'spare' cash for a treat.

FREEBIES:

Free crisps (Link)

Free 100g coffee (Link)

Pernicious

Hi everyone,

Thanks for starting us off Ziggy, please try to be positive & don't let anyone or anything get you down.
La e - That is fantastic news!!! So happy for you, are you going to take it?

Today I have/will:-

• Making use of free water at work
• Food from stores
• Lunch is a HM salad using up the last of Sunday's rubber chicken
• Dinner from meal plan - Stuffed peppers
• Popped to town on my lunch break but did not stick to list....:o Might return some things!!
• Log calories & exercise on free apps
• Checked postcode lottery & birthday bingo
• Heating off
• Check online banking
• Check for new mystery shopping opportunities
• Enter some comps
• Do some surveys
• Declutter & flylady
• DH doing OT tonight hopefully
• Go to second job tonight, driving not drinking

Hope everyone is ok & has a great, MSE day x

lilian1977

Hi all

Well, not had the actual funds from BirthdayBingo yet so still not sure if it's a real thing - we shall have to wait and see!

Congrats on the job LaE and good luck Ally. Congrats on new DGD DNMS, sorry I haven't spotted that before! Ziggy, hope you can find your smile xx

My things for today:

Check banking - all ok
Wait patiently for BirthdayBingo winnings!
Swagbucks, Adpoints, FreePostcodeLottery, InstaGC
Free Emmi Latte with voucher
Free John Frieda conditioner with voucher
Free Graze box in post for DS
BLD and snacks from stores - breakfast was yoghurt made in Easiyo!

I think that's everything. Have happy DFW days all

josiebabie

Evening all
Late one from me, just came on to update my spreadsheets thought I'd post at the same time! Ziggy tomorrow is another day LPP thanks for asking about the house, we're getting there slowly!

Today:
- Checked banking
- Write shopping list and price up online
- Update spreadsheets for groceries/account etc
- Had a good day of labour sales for commission
- Booked last minute trip to Holland for Monday with work, bit of a jolly but boss said I deserved it!
- Send grocery money across to OH
- B/L/D from stores

That's about it! Keep happy DFW people!
Jx

little_pink_purse

evening all

very late tonight

ziggy hope you shake the low mood away when iam low I eat a tonne of chocolate and walk

la e wow great news
Josie glad the house is coming along

ally wots a fake kfc yum I love the gravy

not going to write a list as ive been very lazy and I need to get my fat lardy but in to gear lol
that means no playing games on my phone
surfing the net
watching tv

so I better go get ready for work in the morning xxxx

have a great Friday xxxxlppxxxxxx