Where do I go from here?

katiekittykat

I have been turned down for 2 loans so i don't want to apply for any more.

What do i do now? How long do i have to wait til i can try again - any tips or advice would be great?

dhassen

I'm no expert but people have told me at least 9 months or so. Have you checked your credit files to see if there's anything strange on there that might've meant you gone declined?

katiekittykat

No i haven't yet - but i have made a couple of late payments recently - so maybe that is why.

tom188

Very possibly, several late payments will soon take the shine off your file.

katiekittykat

So what do i do now?

dhassen

probably just wait! not sure how long late payments stay on your file..

tom188

6 years but they become less significant as time passes provided you start paying on time.

katiekittykat

Thanks Tom.