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New Member needs advice

beanbag4
beanbag4 Posts: 5 Forumite
hi, just joined and wanted some advice. i have an 0% agreement with HFC bank when i purchased my sofas. i have religiously paid my monthly repayment and the term is about to be up. i have had no correspondance from them and i am aware of no problems but i have heard of some horror stories regarding the bank and wanted to know if there are any tips on how to handle them should there be a problem. thanks

Comments

  • nomoneytoday
    nomoneytoday Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    There should be no issues if you pay via DD on time every month :)
  • beanbag4
    beanbag4 Posts: 5 Forumite
    Yes i have but have still read horror stories about them and charging late payment quoting that even if the bank got it wrong the customer had to pay!!
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