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Would this be deemed as excessive?
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What about when you bought the sports car and pay for it you get home to realise you have extra charges you were unaware of? As part of the finance deal they also put extra "admin" fees into the agreement without prior warning? Four months later your little 6 figure car has cost you 7 figures. In my case I was also automattically without permission put onto a rollover.
You mean if I'd not read the terms and conditions properly? In that case, I'd feel a bit silly.0
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