DCA solicitors threatening 'charging order' !!

Jayen4

O.K. guys and girls...try this one out for size....

Back in 2009/12 (yes,it went on for 3+ years),I had my house re-possessed (unlawfully and fraudulently in my view). At the time,I also had a personal loan,a credit card balance and an overdraft. At the time that the house was 'stolen',I had virtually zero money,so I 'defaulted' on all the other loans etc.

Now.....the unpaid 'loans' etc were purchased by a certain Marlin Europe (yeah,I know)...who have been trying to co-erse (?) me into paying them monies that I 'owe' to THEM .....
A couple of days ago,I received a letter from their in house solicitors....one 'Mortimer Clarke Solicitors' stating that if I don't contact them within 7 days,then they will apply for a 'Charging Order' to secure the debt against my property.....

Now,here's the thing......I no longer own any property,I don't officially even rent any property,I am no longer on the electoral register. I have not voted for around 30 years and am actively / gradually removing myself from 'the system' completely ! (That's how totally dis-illusioned (being extremely polite) I am with the whole corrupt 'system!).
I have had a look around the 'net tonight and as far as I can see,these 'Charging Orders' are levied against property...i.e. bricks and mortar.... Can they be applied to any other form of 'property',i.e. cars etc ??

Given that I already am fully aware that these leeches are '3rd party interlopers' and that there has never been ANY contract between myself/my person and Marlin/Mortimer Clarke,then how do they hope to possibly enforce any of their nonsense !??

I would appreciate all your opinions on this matter....and how you would proceed....


p.s. I am loathe to even entertain the courts at all,given the downright corruption and wrongful behaviour by the same,during the re-possession debacle !!

rizla_king

Jayen4 wrote: »

Can they be applied to any other form of 'property',i.e. cars etc ??

No but if they get a CCJ they could apply for an attachment of earnings order, bailiffs, 3rd party debt order.

Jayen4 wrote: »

Given that I already am fully aware that these leeches are '3rd party interlopers' and that there has never been ANY contract between myself/my person and Marlin/Mortimer Clarke,then how do they hope to possibly enforce any of their nonsense !??

If they have been legally assigned the debt under deed as per the Law of Property Act 1926 then they have all the rights to pursue the debt and court action that the original creditor did.

Delara

Jayen4 wrote: »

O.K. guys and girls...try this one out for size....

Back in 2009/12 (yes,it went on for 3+ years),I had my house re-possessed (unlawfully and fraudulently in my view). At the time,I also had a personal loan,a credit card balance and an overdraft. At the time that the house was 'stolen',I had virtually zero money,so I 'defaulted' on all the other loans etc.

Now.....the unpaid 'loans' etc were purchased by a certain Marlin Europe (yeah,I know)...who have been trying to co-erse (?) me into paying them monies that I 'owe' to THEM .....
A couple of days ago,I received a letter from their in house solicitors....one 'Mortimer Clarke Solicitors' stating that if I don't contact them within 7 days,then they will apply for a 'Charging Order' to secure the debt against my property.....

Now,here's the thing......I no longer own any property,I don't officially even rent any property,I am no longer on the electoral register. I have not voted for around 30 years and am actively / gradually removing myself from 'the system' completely ! (That's how totally dis-illusioned (being extremely polite) I am with the whole corrupt 'system!).
I have had a look around the 'net tonight and as far as I can see,these 'Charging Orders' are levied against property...i.e. bricks and mortar.... Can they be applied to any other form of 'property',i.e. cars etc ??

Given that I already am fully aware that these leeches are '3rd party interlopers' and that there has never been ANY contract between myself/my person and Marlin/Mortimer Clarke,then how do they hope to possibly enforce any of their nonsense !??

I would appreciate all your opinions on this matter....and how you would proceed....


p.s. I am loathe to even entertain the courts at all,given the downright corruption and wrongful behaviour by the same,during the re-possession debacle !!

I really feel for you. But am impressed with your smart attitude.

My advice is hang in there. In time they will realize they have been out maneuvered and it is not worth their resources chasing you any more.

I am very interested in what you say about removing yourself from the system.

I sometimes laugh when a one of my debt companies chasing me threaten me with 'if your not careful this could affect your credit rating' :rotfl: My credit rating could not be worse and I dont care.

Some say in six years it will all be washed away and clean slate but I still dont care about their system, I have been totally disillusioned by the system.

As far as I am concerned I have paid back more tha I borrowed over the years, everything else they say I still owe is just charges, and I dont care how long it takes I will hold out until they stop chasing me or I die of old age.

Jayen4

rizla_king wrote: »

No but if they get a CCJ they could apply for an attachment of earnings order, bailiffs, 3rd party debt order.

Hmmm.....well,IF they are granted an 'attachment of earnings' order,then I shall simply stop working via the usual channels !! Baillifs......If they turn up,then they'll be going to an address that I no longer reside at !! ....So,strike 2 !!
Can you tell me about these '3rd party debt orders,please ??



If they have been legally assigned the debt under deed as per the Law of Property Act 1926 then they have all the rights to pursue the debt and court action that the original creditor did.

Now,you probably know about this particular 'legislation',but I have to disagree with you here...... Marlin et al are well known for 'purchasing' debt (from banks etc) and I know full well that this is what they've done in this case.
As I've said,there is no direct contract between me/my legal personality and Marlin or any associated company.
I should have said that I've already been to court with a previous 'debt' which Marlin were trying to enforce.....I told the 'judge' (pah!) that they were indeed 3rd party interlopers and therefore had zero claim......He came back with ''But the debt has been assigned''.....By whom ?.....another 'judge' !....Oh really,well then tell HIM to pay it !! I did not consent to him doing that did I ??....... So he says: ''Well,I am finding for the claimant''...... So,I said to his face.....I don't care what your finding,I shall NEVER pay them a single penny !
So far,over 12 months later,not a peep out of the courts !
I mean,I TOLD HIM directly that I know fulwell what all of their games are,yet he STILL tried to !!!!!!!! me ! So I called his bluff to his face......he did nothing....
I simply do not care and will NOT be bullied by anybody,however much they think what an 'authority' they are !
I have more to say regarding courts/judiciaries behaviour,but I'll wait for your reply.....

Jayen4

Delara wrote: »

I really feel for you. But am impressed with your smart attitude.

My advice is hang in there. In time they will realize they have been out maneuvered and it is not worth their resources chasing you any more.
Oh they most certainly have been outmanouvred......As I said,I no longer have an house,don't rent a house,have no other 'property' except a car (worth £500),which can soon be 'sold' !

I am very interested in what you say about removing yourself from the system.
Well.....I am slowly removing all means by which the have any hold over me or can track me. No house-no council tax. Not on the electoral register. No T.V. 'licence'. If they try to get an 'attachment of earnings',I will simply just work for cash in hand....so that will screw the taxman too ! I am also intending to go completely 'cash based' .....that will get the 'banksters' claws out of me for good ! I'm not one for all the latest 'must have' gadgets,so no loss for me there. I can get by simply by word of mouth or letters,I simply don't need anything else.
If I 'sell' my car,then they have no means of knowing where I really am......so what are they going to do then !??

I sometimes laugh when a one of my debt companies chasing me threaten me with 'if your not careful this could affect your credit rating' :rotfl: My credit rating could not be worse and I dont care.
Like you,I simply don't care about credit ratings or being a 'good little slave'..... Before much longer,they will all simply be an irrelevance ! They simply don't 'get it' that more and more people can see very clearly exactly what their game is !

Some say in six years it will all be washed away and clean slate but I still dont care about their system, I have been totally disillusioned by the system.

As far as I am concerned I have paid back more tha I borrowed over the years, everything else they say I still owe is just charges, and I dont care how long it takes I will hold out until they stop chasing me or I die of old age.
Yep,I am of the same mind as you on this. I could swear here,but I won't......You probably know what I'm thinking anyway ! LOL !!

Oops !....Message won't load unless I add something after the quote.......so I have !

Jayen4

C'mon people.....anyone else like to comment ?? The more the merrier !

Apples2

I take it you are heading toward all this Freeman on the Land whackjob nonsense?

http://www.fmotl.com/

You could always grow up instead of thinking you are outsmarting the system.

Like in this thread, your actions simply make you look foolish.

pauletruth

they will get you in the end. why not go bankrupt to really bog them off.

antrobus

Jayen4 wrote: »

...... Can they be applied to any other form of 'property',i.e. cars etc ??..

Nope. The Land Registry only deals with, well err, land.

Mind you, if you really want to go off grid you're going to have to get rid of that car.

dealer_wins

IMO OP is in early stages of madness!!

And heres a hint OP, removing yourself from the system involves NOT posting on the internet!!

sharp82

You should really think about making a hat out of tin foil, so that 'they' cant read your thoughts