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DCA solicitors threatening 'charging order' !!

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Comments

  • iolanthe07
    iolanthe07 Posts: 5,493 Forumite
    OP still hasn't answered my point about healthcare in old age and receiving the state pension if you can't be traced.
    I used to think that good grammar is important, but now I know that good wine is importanter.
  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    iolanthe07 wrote: »
    OP still hasn't answered my point about healthcare in old age and receiving the state pension if you can't be traced.

    I don't think we'll get any answers to anything at this point, since we're clearly all sheeple.
    urs sinserly,
    ~~joosy jeezus~~
  • John1993_2
    John1993_2 Posts: 1,090 Forumite
    Jayen4 wrote: »
    No Dave,I do NOT consider step 2 to be optional !!
    The very first move by the bank,when I told them that I was having difficulty (SP?),was to start re=possession proceedings !!
    I have not finished with them yet tho'....I guarantee that !! :mad:

    You are lying, or confused. You would not have had your house repossessed if you were making the payments as originally scheduled.

    Which is it?
  • John1993_2
    John1993_2 Posts: 1,090 Forumite
    Jayen4 wrote: »
    :rotfl::rotfl: ..... Nothing 'conspiracy' about it ! It's right there in front of you (probably on your 42'' plasma/lcd ),but you still don't think that it'll happen to you do you ?? If you're VERY,VERY lucky,it just might not.....but I won't be laying any bets on it !!

    As for 'it won't be fun'.....It hasn't been 'FUN' since 2008/9 !! I would rather die than let them beat me !! That's FACT !!

    You'll need to explain this a bit more. Who precisely is going to come and make my life like yours? How are they going to achieve it?
  • eggbox
    eggbox Posts: 1,832 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Quote:
    Originally Posted by Jayen4 viewpost.gif
    ...... Can they be applied to any other form of 'property',i.e. cars etc ??..
    Nope. The Land Registry only deals with, well err, land.

    Charging Orders can be made against ANY asset a debtor owns. The Land Registry only deals with those made against property. But anything you have of significant value (as there is now a £1000 Charging Order threshold) can me made the subject of a Charging Order.
  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    eggbox wrote: »
    Quote:
    Originally Posted by Jayen4 viewpost.gif
    ...... Can they be applied to any other form of 'property',i.e. cars etc ??..
    Nope. The Land Registry only deals with, well err, land.

    Charging Orders can be made against ANY asset a debtor owns. The Land Registry only deals with those made against property. But anything you have of significant value (as there is now a £1000 Charging Order threshold) can me made the subject of a Charging Order.

    I believe this will fall on deaf ears as it is clear from the short shrift given to his nonsense he has gone off convinced we are in thrall to the reptilians who control the galaxy.
    urs sinserly,
    ~~joosy jeezus~~
  • antrobus
    antrobus Posts: 17,386 Forumite
    eggbox wrote: »
    Quote:
    Originally Posted by Jayen4 viewpost.gif
    ...... Can they be applied to any other form of 'property',i.e. cars etc ??..
    Nope. The Land Registry only deals with, well err, land.

    Charging Orders can be made against ANY asset a debtor owns. The Land Registry only deals with those made against property. But anything you have of significant value (as there is now a £1000 Charging Order threshold) can me made the subject of a Charging Order.

    Well, yes, technically speaking if you look at s2 of the Charging Act 1979 it does include 'securities; and 'funds in court' as well as 'land'. In general charging orders only apply to assets which are subject to some kind of register of ownership, where there is a registrar that can be prevented from transfering legal title by virture of the order.

    There would be no point in getting a charging order on a car or any other kind of personal property (even if you could) because legal title can be simply be transfered by delivery.
  • Jayen4
    Jayen4 Posts: 100 Forumite
    iolanthe07 wrote: »
    OP still hasn't answered my point about healthcare in old age and receiving the state pension if you can't be traced.

    That would be because until that situation arises, I won't know......simples.;)
  • Jayen4
    Jayen4 Posts: 100 Forumite
    antrobus wrote: »
    Well, yes, technically speaking if you look at s2 of the Charging Act 1979 it does include 'securities; and 'funds in court' as well as 'land'. In general charging orders only apply to assets which are subject to some kind of register of ownership, where there is a registrar that can be prevented from transfering legal title by virture of the order.

    There would be no point in getting a charging order on a car or any other kind of personal property (even if you could) because legal title can be simply be transfered by delivery.


    Hmmm.....Thank you for that,Antrobus (and Eggbox)......back on subject,as we should be ! What is this £1000 'threshold'....does that mean that they can't apply a charging order to anything below that value ?? (That's how I read it....)

    *There are a few here who are genuine and trying to be helpful....thanks...you know who you are..... For the others who are simply trying to ridicule,because you don't like an alternative view (or the real truth),please stay out of this thread !
  • gb12345
    gb12345 Posts: 3,055 Forumite
    Someone pass the popcorn please.

    @OP best advice is emigrate (N. Korea should be a suitable hiding place) and change your name - that'll really show them.
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