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MFW! :) 6 Years left..

24

Comments

  • Gweds
    Gweds Posts: 23 Forumite
    Hi lamarsi,
    coping? Sorry I didn't understand what you meant? lol
    Good luck to you too :)
  • lamarsi
    lamarsi Posts: 805 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    whoops meant to say copying .. keypad keeps missing letters :/
    get rid of all the pounds by summer !!
    weight loss 3/42 lb
    Debt from 1st March:
    Was -£8900 NOW-£5000 PAID- £3900
    Get rid of the weight, pay the debt, then get myself a campavan! :T
  • lamarsi
    lamarsi Posts: 805 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    p.s thank you for the good luck.. I'm of to the thrifty board for a browse see if i can pick up any more tips from them :)
    get rid of all the pounds by summer !!
    weight loss 3/42 lb
    Debt from 1st March:
    Was -£8900 NOW-£5000 PAID- £3900
    Get rid of the weight, pay the debt, then get myself a campavan! :T
  • Gweds
    Gweds Posts: 23 Forumite
    Lol. Know that feeling!
    What's the thirifty board..?
  • Gweds
    Gweds Posts: 23 Forumite
    Hi MFW's,
    Well we've paid off 13k, and two OP's totalling £600, leaving our balance today at £67,750. From 1st September we'll start seeing £900 come straight off the capital, and will try our hardest to make OP's of £250 each month.. Meaning £1150 to come off the capital every month! :) this will be great to actually see!!

    We are now withdrawing £120 cash per week, this is for groceries (£60) petrol (£20) and anything else we might need or would like to do (£40). We have managed to stick to this for the last two weeks at least :)

    We have also sold a couple of bits which helps.
    We are both really trying to stay focused on the bigger picture.. Sometimes it's hard, and we both come on here for inspiration! But I guess we have to tell ourselves that 6 hard years will be worth it in the end, and we will be a lot better off for it.. Plus out DS is only 11 months old now, so he doesn't realise or want want want yet, lol.

    Does anyone else have there 'off days'!? What do you do to stay focused??

    Gweds :)
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I am certain we all have off days - life still carries on and we just have to find ways of refocussing :)

    I keep doing my daily Tilly Tidies, which is basically just to ensure my mind can't wander :rotfl:

    Good luck, Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Gweds
    Gweds Posts: 23 Forumite
    Hi Tilly :)

    What's Tilly tidies?

    :)
  • Gweds
    Gweds Posts: 23 Forumite
    Sorry to ask again.. But what is Tilly tidies?? I have heard this a couple of times in other posts..?

    Thanks :)
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Moving any pennies (£0.01-£0.99) to your mortgage or OP savings pot each day.

    There are a few variations and I can't remember who named them but it was something I did to keep daily focus and results in approx £30-40 per month off the mortgage with little effort.

    Good luck

    Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Gweds
    Gweds Posts: 23 Forumite
    Great idea! Thanks Tilly!

    Good luck to you too :)
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