recently discharged....

azmilligan71

I have just recently discharged from bankruptcy and hoping to become self employed but finding it difficult to get a business bank account I dont want any credit etc just a seperate account to have my income put in.......other problem I live in a small village and need to be able to deposit etc through post office as nearest bank is 50miles away. anybody know of a bank that will accept me.....

tigerfeet2006

The Nat West do a business account for people who have had adverse credit.

Make sure you print out some copies of your discharge and then do the credit reference file clean up as per the sticky to give your self the best chance.

rabbit_burrow

The NatWest account that is being referred to is their Foundation Business account. It is for those with poor credit, rather than adverse, so check that you have been removed from the insolvency register (it can take up to 3 moths after a discharge), and that there isn't anything on your credit files that might be classed as adverse. I think NatWest use Experian and Equifax, but it's best to check call credit anyway.

tigerfeet2006

That's the one, thank you. I know that several on here have managed to get one of them but please do make sure your credit files are sorted.

fiveyearplan

What is the difference between adverse credit and poor credit?

geoffky

fiveyearplan wrote: »

What is the difference between adverse credit and poor credit?

Adverse is where you think you may get a loan...Poor is where you know you will not get a loan.;)

fiveyearplan

Thanks for clearing that up!