How are NI contributions covered in this way?

Legacy_user

Whilst I am way past retirement, I remember it used to be said that as you approached retirement age, you could submit details to get a projected state retirement pension forecast. If you hadn't enough NI stamps paid in, you were allowed to make a contribution to cover the missing period.

If you were self-employed, you needed to buy the stamp and attach to your NI card.

In a similar vein. If both couple are working and their NI stamps are being covered, if the man stops work to become a house-husband and care for the baby/child, how are contributions/stamps dealt with then?. There must be a procedure surely?. This must by now be a recognised daily routine many.

Maybe if this is you and you know the answer, maybe you'd share it with me please.

terryw

At the moment 30 years of N.I. conts are required to achieve the basic retirement pensiion. There is provision for N.I credits to be given until a child is 12 if the parent is not working.

xylophone

if the man stops work to become a house-husband and care for the baby/child, how are contributions/stamps dealt with then?. There must be a procedure surely?. This must by now be a recognised daily routine many.

He registers for child benefit to be paid to him. http://www.hmrc.gov.uk/childbenefit/start/claiming/protect-pension.htm

p00hsticks

islandman wrote: »

In a similar vein. If both couple are working and their NI stamps are being covered, if the man stops work to become a house-husband and care for the baby/child, how are contributions/stamps dealt with then?. There must be a procedure surely?. This must by now be a recognised daily routine many.

It's dealt with in exactly the same way as if the woman stops work to become a "house-wife" and care for the baby / child.

As other posters have pointed out, the person stopping work needs to be the one registering to have the Child Benefit paid to them, and then they will be creditted with NI contributions until the child is 12.

I believe there are similar rules in place relating to Carers Alowance to protect those who give up work to look after a sick, elderly or disabled relative.

JezR

p00hsticks wrote: »

I believe there are similar rules in place relating to Carers Alowance to protect those who give up work to look after a sick, elderly or disabled relative.

Carers Allowance should get automatic NI credits. However, you can also get them if the hours of care is below that required for CA, but is at least 20 hours a week.