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Unenforceable?

ILW
ILW Posts: 18,333 Forumite
in Loans
A few years ago there were loads of threads seeming to say that most loan and credit card agreements were faulty and virtually nobody needed to pay the money back.

Don't see many of these threads anymore, has something changed?

Comments

  • somethingcorporate
    somethingcorporate Posts: 9,449 Forumite
    I think most were advance fee scams!
    Thinking critically since 1996....
  • ILW
    ILW Posts: 18,333 Forumite
    somethingcorporate wrote: »
    I think most were advance fee scams!
    Some guy called "neverindoubt" or Niddy was quite evangelical about it.
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    It was ruled (fairly IMO) that finance companies could "re-construct" a credit agreement if the original could not be located.
  • Clive_Woody
    Clive_Woody Posts: 5,968 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ILW wrote: »
    A few years ago there were loads of threads seeming to say that most loan and credit card agreements were faulty and virtually nobody needed to pay the money back.

    Don't see many of these threads anymore, has something changed?

    Martin introduced a quota system for insane new threads so there was a gradual decline in the number of people asking if they really had to bother paying back their loan/credit cards because some cold caller told them that if they gave them some money they could cancel all their debts for them.

    It's a shame because I always felt that kind of thread bought out the best from the regulars on here. Some of the replies were brilliant.

    They will be missed
    :D
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
This discussion has been closed.
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