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Changing parties on mortgage
Mummyr29
Posts: 1 Newbie
Hi,
I am looking for a bit of advice. My husband has a mortgage with a friend (they had the house before I moved in and we got married) and we are looking to change it into my name. My credit rating isn't great and I am worried that if it gets rejected in my name, will that mean that my husband will need to then have to get a new mortgage or will it just stay in the two original names? Thanks in advance for your advice
I am looking for a bit of advice. My husband has a mortgage with a friend (they had the house before I moved in and we got married) and we are looking to change it into my name. My credit rating isn't great and I am worried that if it gets rejected in my name, will that mean that my husband will need to then have to get a new mortgage or will it just stay in the two original names? Thanks in advance for your advice
0
Comments
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It'll stay as it is.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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I had a joint mortgage with my dad and to get him off and my fianc!e on we had to get a whole new mortgage agreement with HSBC. Don't know if that is the same thing though?!0
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