We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Unexpected benefits of a dfw lifestyle

Hi guys,

It occured to me in the shower yesterday how much I am looking forward to my birthday this year (its over 3 months away) as for the first time in ages there is loads of things I would like, just normal stuff like expensive shampoo and some new clothes.

I was wondering if other people had had unusual positive things coming from a dfw/mfw/frugal lifestyle? Obviously there are the expected things like feeling great from having less incoming going straight on debt/closing down cards etc but I was wondering more about the unusual ones.


threadbanner.gif
Debt Free - done
Mortgage Free - done
Building up the pension pot
«134567

Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    I get to indulge in my secret obsession for lists and excel spreadsheets... :D
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Will second IA.

    Really enjoying saying 'I can't afford to go out so shall we have a BYO party?' then having a far better night than you would in the pub! And teach a friend to cook as I love it and we both think it's cheaper than going out.

    More quality time I think its called!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Storm
    Storm Posts: 1,749 Forumite
    Debt-free and Proud!
    Definitely agree with you about stuff that was 'normal' being special again.

    I can remember as a kid how going to the cinema was a real treat, normally reserved for birthdays & once in the summer holidays - it then became the 'norm' and I'd go just for something to do & ended up seeing loads of films I really wasn't fussed about. Now... I only go to see something I REALLY want to see (and can't wait for DVD release) and only on Orange Wednesdays - and it's a real treat again.

    Oh, and don't forget the inches off the waistline through not buying random packets of crisps, bars of chocolate etc!
    Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
    O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
    Total Debt 30th April 2008: £0 100% paid off!

    PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT ;)
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I agree with both of your posts and I do think there are probably a lot more benefits than you would think off.

    It does actually bring back that bit of specialness that I had when I was a kid. I used to get loads of takeaways/treats/new clothes and then I started living a semi dfw lifestyle since March of last year and now its a proper dfw lifestyle the treat of going out to dinner is now a proper treat and something I actually look forward too instead of thinking nothing of it.

    I hope that makes sense
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    today i am going out to buy my double layered socks so that i can go hillwalking and do you know what i am so looking forward to it normally i would be what else can i get just a pair of socks isnt enough i want this i want that and would spend a fortune (no wonder i am in debt) and still not feel excited.. but now a pair of socks excites me ..and i love lucys idea byob and cooking two things we love and are doing more often than takeaways we were having them so often (5-6 times a week) that they wernt a treat now it's once a month and we put the candle on the table etc (ok the small table 's in the living room but you get the idea) and open a nice bottle of wine and go on a date best thing is though i can wear my pjs' (i need to get out of that habit) and no make up
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    El

    That's great!! Love the idea of a date in pj's not sure how OH would take it though!!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    It has taught me that with money, patience is indeed a virtue and I have been without CCs for 18 months now and there have been times where I could have used a CC but have had to wait. It has also taught be the value of money - better late than never! Also, I've met some cracking people on here - especially the ladies!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • angelavdavis
    angelavdavis Posts: 4,714 Forumite
    Mortgage-free Glee!
    There are a couple of aspects that spring to mind:

    1) Discovering my previously undiscovered talent for wall-building - thanks to the wish to landscape my sloping garden and the £20k :eek: builders quote I initially got - £5k and two years later and its finished!

    2) The taking advantage of the fact I live in a great part of the world - with the sea on my doorstep and nothing can beat a walk along the seafront on a sunny Friday evening, with the prospect of the whole weekend ahead of you, and then having a bbq picnic with a nice bottle of wine on the beach. There's nothing better. Fantastic!

    3) The recent discovery that in three years time, if all goes to plan with the mortgage, I will be able to live on less than £500 per month and do a job I want to do - rather than one I have to do because it brings in the salary. I would previously never have thought ahead - I was too busy trying to juggle finances to live for now!!!
    :D Thanks to MSE, I am mortgage free!:D
  • Kaz2904
    Kaz2904 Posts: 5,797 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    I love the fact that I get to have "special" treats. Friends of ours are always out and don't seem to appreciate it but when we go out we take the kids out for a meal and they love it. It's such a treat that they make sure they behave in case they don't get to do it again!

    I am also enjoying the fact that I have less clutter in my house because I don't just buy stuff and DH knows that if he buys anything he'll be for the high jump.

    I get bunches of flowers bought for me every couple of months because they are beautiful. DH would never buy them before "because supermarket ones are cr*p" and he didn't have enough for florist flowers. He now realises that we do have the money for supermarket flowers and they are better for us because we only have 1 vase!

    I love being able to take the pressure off my family/friends. This year my sister and I and our DH's have a freebie hamper challenge for christmas. We will spend max £10 and have to get everything else for free. I have been sent bottles of wine which I wasn't charged for so one will go in, I'm ordering every freebie in site, we are using bogofs and vouchers- it's great. The other advantage of this is that it involves using consumables so avoiding the clutter problem!
    Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.
    MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.
    2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    You get to sell off your junk and not buy more. It makes the house look great with less effort. Spending more time just being a family at home rather than going out trying to have fun. Learning to do things yourself rather than paying others to do it.
    Barclaycard 3800

    Nothing to do but hibernate till spring






This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.