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Halifax
Hopefulftb_2
Posts: 7 Forumite
Good day all
Okay I have applied to Halifax for a mortgage on Monday 19k deposit on a 120k house
19k income husbands 33k
Initially approved with the DIP we have offer on house so summit full application they requested most recent pay statement and some extra I'd check for me . Survey booked for Tuesday
What is happening now , when do underwriters start to look at it ?
We found a £27 default on credit search dated 10/12 and very worried obviously
Also did not have husbands latest payslip(usually gets it 3 weeks late with location) had already submitted last 3 initially and p60 not sure if ma submitted all this . Needing this all processed ASAP before we lose out on house
Do Halifax approved such application otherwise clean , good affordability etc any advice on underwriting stage and wether it has already been done or what happens during it .
Thanks in advance
Okay I have applied to Halifax for a mortgage on Monday 19k deposit on a 120k house
19k income husbands 33k
Initially approved with the DIP we have offer on house so summit full application they requested most recent pay statement and some extra I'd check for me . Survey booked for Tuesday
What is happening now , when do underwriters start to look at it ?
We found a £27 default on credit search dated 10/12 and very worried obviously
Also did not have husbands latest payslip(usually gets it 3 weeks late with location) had already submitted last 3 initially and p60 not sure if ma submitted all this . Needing this all processed ASAP before we lose out on house
Do Halifax approved such application otherwise clean , good affordability etc any advice on underwriting stage and wether it has already been done or what happens during it .
Thanks in advance
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