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BR almost underway but daily calls from CapQuest what should I do?

2

Comments

  • Richard_S
    Richard_S Posts: 4,432 Forumite
    fermi wrote: »
    Yes. I agree. It's strange but a lot of people mistype when referring to them, and it ends up:

    CapQuest = CrapQuest.

    I addressed all my letters to them as that, and used that name whenever they phoned me. :rotfl::rotfl:
    That really annoyed them.;)

    If they phone/write have some fun at their expense or ignore them.

    Or CapQuestionable methods?? :D
  • owetoomuch
    owetoomuch Posts: 210 Forumite
    Bakeybadoo wrote: »
    See, now I'm confused by that.

    I was told that WTC alone qualified you but I read everywhere that it had to be both WTC and CTB or WTC/low income/disability element.

    Hopefully a quick phone call will advise the OP of their individual situation. Or at least they can claim under low income possibly.

    Anyway, yes, I did type the wrong amount for the OR deposit. It's because my hubby paid both and it came to £485. I have the 85 bit in my head but as you say, it's £335.


    I only receive child tax credit and was exempt from the court fee.
    Went BR 25th May 2007 at 12.33, OR Interview now done. :eek: BSC No 88
  • Do you get the full £335 back then?!
  • owetoomuch
    owetoomuch Posts: 210 Forumite
    No, the £335 is receivers fee/bankruptcy fee, you dont have to pay the court cost of £150, or the £7 charged at the Strand for swearing in your bankruptcy.
    Went BR 25th May 2007 at 12.33, OR Interview now done. :eek: BSC No 88
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry Olivia the £335 is payable no matter what, it is the OR's fees. It is the £100 court fees you will be exempt from.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Do you get the full £335 back then?!

    Sorry but No. :(

    The £335 OR deposit is payable by everyone. It is possible to get a chartable trust fund to pay it for you, but apart from that you must pay this fee.

    The exemption refers to the £150 court fee. The reason for the confusion over eligibility is that a lot of the court staff are very kind and bend the rules.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Bakeybadoo
    Bakeybadoo Posts: 810 Forumite
    owetoomuch wrote: »
    I only receive child tax credit and was exempt from the court fee.
    See, I only get CTC and was told it had to be both - WTC & CTC.

    Strange how it differs then.
    :: BCSC #71 but now discharged! ::
  • Bakeybadoo
    Bakeybadoo Posts: 810 Forumite
    Sorry Olivia the £335 is payable no matter what, it is the OR's fees. It is the £100 court fees you will be exempt from.
    £150 is the court fee as far as I know.

    Unless that's different also! Ah, how confusing this is getting!
    :: BCSC #71 but now discharged! ::
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No that was my mistake. Sorry. You are right.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • Bummer, I always thought a deposit was repayable!!

    I will have to contact one of these charitys then. :(
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