We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

ERC back in 2007

Would anyone be able to tell me how to find out what the ERCs were on a 10 year fixed rate mortgage with Abbey back in 2007.

I have lost the paperwork which stated this & have a feeling Santander have me on a different scale of charges for this.

I also do not trust Santander to send the original paperwork if it differs from the ERcs they now have.

Comments

  • kingstreet
    kingstreet Posts: 39,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I can only suggest you make a S7 request under the DPA for all records they hold on you.

    FWIW, ERPs have been printed on the back of the annual mortgage statement for at least five years, that I know of...
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • dumbo
    dumbo Posts: 167 Forumite
    Part of the Furniture Combo Breaker
    kingstreet wrote: »
    I can only suggest you make a S7 request under the DPA for all records they hold on you.

    FWIW, ERPs have been printed on the back of the annual mortgage statement for at least five years, that I know of...

    Thanks for the advice, but what is an S7 request & what is DPA?
    I know I sound dumb & I will probably know exactly what it is when u tell me, then again, maybe not lol
  • kingstreet
    kingstreet Posts: 39,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Subject Access Request under Section 7 of the Data Protection Act.

    Did you have a look at your annual mortgage statements?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.