We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Bankruptcy and ebay/paypal

Before going bankrupt I would like to know if my ebay and paypal accounts could be effected.
I have been using ebay on and off for years and have quite a unique username which I dont want to lose. Also a good 99.7% rating with nearly 3000 positive feedbacks. My paypal account is also in good standing and I use it to pay my ebay fees and where possible to pay for goods.

I know that My bank accounts and credit card accounts would be frozen and I'd be allowed a basic bank account

My only debts are credit cards which are not as threatening as CCJ's etc

Has anyone any experience where it comes to ebay and paypal?

Thanks

Comments

  • Bakeybadoo
    Bakeybadoo Posts: 810 Forumite
    Yes, Paypal and eBay will be fine. You don't owe them any money, they will have no need to know you are BR and nor will they find out.
    :: BCSC #71 but now discharged! ::
  • RebTech
    RebTech Posts: 180 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I was recently discharged after 3 years of bankruptcy (Scotland) and had no problems whatsoever buying and selling on ebay using paypal.

    Maybe my Scottish location is relevant here too, but I had a First Direct bank a/c before going bankrupt, and I still have it. It was never frozen, in fact the only problem was their refusal to extend my overdraft limit permanently -- they extended it temporarily more than once. And I kept my switch card all the way through.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.