Bankruptcy

Angela230787

Hi everyone, can anyone tell me if this is true.
I rang my local county court on Friday to ask about Bankruptchy and what will happen.
I dont need to make an appoinment I can just turn up mon-fri between 10-2 they said morning better.
I asked her what will happen and she said I would see her and pay the fee and she check the forms, then they will go to the judge to sign the bankrupchy, she said I would only be there about an hour.

And then I will go home and the OR will ring me at home, I thought the OR rang you while you where at the court first time, and then rang you again later?????
She said the OR will ring me within a couple weeks, but I thought you spoke to them sooner then that.

tigerfeet2006

It varies from court to court, depending on what their schedules are. The scenario on here is the most common one but times are a changing and the OR's are getting busier.

Angela230787

If I will only be at the court for an hour that will be great, I am worrying about that bit the most, dont mind the phone call, I hate face to face though.

My mum is booking the day off work to come with me when I decide to go, I know she wont be able to come into the judge with me but at least she is there to talk to when I am waiting.

alastairq

How's about......after the Petition is stamped, you take Mum out for a posh coffee and cream cakes?

Angela230787

Yeah we are going for lunch, somewhere that day, I am planning on getting there for 10 so should be out in time for lunch.
Think it will be a relief when I walk out of that court and the petition has been stamped.

wharty

It's easy for me to say now after going through it a few weeks ago but the Court thingy really isn't anything to worry about. It took 1.5 hours to deal with me and my wife and they were really nice, friendly people. We never even saw the judge. A few hours later the OR's office rang and asked a few easy questions and arranged the interview for a couple of weeks later. We had the OR interiew and it took around an hour for my wife and 45 mins for me.

The OR was really nice and friendly. I really dont know what i was worrying about. YOU WILL BE FINE!! enjoy your luch afterwards.

Angela230787

Thank you for that Wharty thats a nice thing to know.
I am not going to do it net week as its my birthday and dont really want that on or around my birthday so planning on going to the court the week after, beginning of August, so hopefully by the end of August everything will be fine and I can just tell anyone that rings me that I am bankrupt.

I had to use my overdraft today what do I tell the OR etc it was for Shopping and they can see from the statement that it was Sainsburys when it is on there, would that matter? I was running out of food so had to stock up it was £37 so not that much.

wharty

Angela230787 wrote: »

Thank you for that Wharty thats a nice thing to know.
I am not going to do it net week as its my birthday and dont really want that on or around my birthday so planning on going to the court the week after, beginning of August, so hopefully by the end of August everything will be fine and I can just tell anyone that rings me that I am bankrupt.

I had to use my overdraft today what do I tell the OR etc it was for Shopping and they can see from the statement that it was Sainsburys when it is on there, would that matter? I was running out of food so had to stock up it was £37 so not that much.

Do you know what....I would do it on the day of your birthday. What better birthday present than walking away from court debt free? Imagine your next birthday...rather than getting some cards in the post you get an automatic discharge? Cheesy as it sounds, i would love to do that!

wharty

wharty wrote: »

Do you know what....I would do it on the day of your birthday. What better birthday present than walking away from court debt free? Imagine your next birthday...rather than getting some cards in the post you get an automatic discharge? Cheesy as it sounds, i would love to do that!

Shouldn't be a problem with using your overdraft for shopping as it is essential.

Angela230787

Yeah thats a good idea....ummm might do that, wil have to be the day after though because I have appointments all ready on my birthday with the job centre. which of course is right in the middle of the time the court is open.

I have nearly done all the forms now anyway then book with citizins advice to check them will book that for late this week or early next, and then go court on the...oh might have to make it the day before forgot my mum is busy wednesday and thursday and want her with me....so Monday it is or Friday...