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Deflection to areas of brickwork

What does this mean?

It cropped up on a valuation but was said to be longstanding, non progressive and did not pose a special insurance risk.

The likelihood of further significant movement seems remote and no structural works are required. A specialist report is not needed also.

Will an insurer still be happy with this

Comments

  • pearson27
    pearson27 Posts: 122 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Bump please
  • kingstreet
    kingstreet Posts: 39,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It means some of the brickwork appears to be further outside "true/square" than would normally be the case.

    I would contact the surveyor if you need further guidance on this issue.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • pearson27
    pearson27 Posts: 122 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Is this a problem re getting insurance
  • kingstreet
    kingstreet Posts: 39,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I can't say.

    Forward a copy of the report to your insurer and they will tell you.

    It's what I'd do if you were my client.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • align700
    align700 Posts: 37 Forumite
    Its shouldn't be a problem unless its caused by Subsidence or Heave but some insurance companies ask the question "Do any walls show signs of bulges or cracks?"
This discussion has been closed.
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