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Court Summons - Will it affect future judgements?

Hello all,

Due to a bit of major disorganisation, we have ended up with a Summon for Non-Payment of Council Tax.

Panciking immediately and being fortunate enough to have some savings, I have just rung them to pay off the full amount, meaning that we do not have to appear in court and don't owe them anymore (well, until next year of course).

However, we are looking to move house in the next couple of years - does anyone know if this would affect our chances of being approved, and if so how long it would take to 'work out' (to not count) as it were? I presume paying immediately was the only thing I could have done?

Many thanks in advance

Comments

  • amnblog
    amnblog Posts: 12,764 Forumite
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    JRHartley wrote: »
    I presume paying immediately was the only thing I could have done?

    Correct - you avoided a count judgement

    have you checked your credit file to see what, if anything, has been registered?
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • JRHartley_2
    JRHartley_2 Posts: 10 Forumite
    Nope, I shall go and do that, thank you!
  • JRHartley_2
    JRHartley_2 Posts: 10 Forumite
    It seems to be OK at the moment, nothing in the court section, I presume I should get another in 30 days, just to check?

    A late payment to a credit card though, what a pillock
  • kingstreet
    kingstreet Posts: 39,315 Forumite
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    AFAIK non-payment of council tax is a criminal matter tried in magistrate's court, not county court, so no CCJ would have been applied anyway (I think!).
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • You're right, Kingstreet, it's in a Magistrate's court

    Here you go for current advice:

    https://www.gov.uk/council-tax-arrears

    AFAIK the councils do not report arrears to bureaux, and neither is the liability order. See

    http://www.bailiffadviceonline.co.uk/counciltax.htm
    So many glitches, so little time...
  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Council Tax summons and liability orders are not logged on your credit record.
    You're right, Kingstreet, it's in a Magistrate's court

    Technically the council can use the county court route but for various reasons (cost, enforcement actions available etc) they don't use this route.
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
  • wannahouse
    wannahouse Posts: 381 Forumite
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    kingstreet wrote: »
    AFAIK non-payment of council tax is a criminal matter tried in magistrate's court, not county court, so no CCJ would have been applied anyway (I think!).

    you're right!!!
    our last tenants were students, so didn't have to pay council tax but DID need to claim an exemption.
    Their guarantors had assured us all was sorted and paper work sent in and that was the last we heard of that!
    UNTIL we got 3 letters arrive at once...they had gone to our last address overseas, hence us not recieving them (changed address with council, but they stuffed up) so two letters were court summons, and the other was a judgement made in our absence! 89&*&%^%$@@@!!!!!!!! :eek::eek::eek:
    boy was i surprised and cross...very stressed with a few weeks old baby trying to sort out the mess!!!:mad:

    i was concerned about this affecting our credit too, and the council assured me it would not appear on our credit history...

    to cut a long story short, tenants were hassled to contact council and claim responsibility for the failure to claim exemption etc, and the council removed the court judgement and charges from us and ironed the whole thing out..

    so to answer your question, YOU WILL BE FINE, and a lesson for ourselves and anyone else that could benefit is to NEVER trust a tenant to contact utilities and council themselves, even if they told you they have already done it, so i ALWAYS call the utilities and council to let them know whose moved in!
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