UPL Advice

Stamlock

I need to take out a loan for around £1500 to pay for further education. I already have one for £3000 with £1500 left to pay, i have checked my credit scoring and it was 442, i have had 1 missed payment on a CC in the last 4 years and have had various Borrowings that are now all paid off, just my Mobile phone, credit card with £600 and my current UPL still running. I have tried to increase the loan I already have but it was declined. Any ideas what i should do now the loan I already have is with Santander, should I try elsewhere and if so is there a chance someone else will accept it?

Tixy

Do you have an income at the moment?
Are you a full or part time student?

Stamlock

Part-time, it is not something i can get funding for as i am using Saas funding for something different. Yes, i have a income at the moment i have also been on the electorial roll for 7 years and had the same current account for 6 years at least.

Tixy

One missed payment on your credit files, if more than 12 months ago, should make very little difference when applying for a small loan.

If that is the only negative and if your are employed and have a stable income then it shouldn't be difficult to get a loan of £1500.

You could try applying to your own bank.