carfinancechecker.com . . . any info?

exponential
exponential Posts: 294 Forumite
Part of the Furniture 100 Posts Name Dropper Photogenic
https://carfinancechecker.com/

Hi guys.

Im looking into buying a used car on finance and came across the above site.

It clearly stated that they only perform a "customer enquiry" which, they claim, doesn't leave a footprint on your file.

Can anybody vouch for this site?

They claim you can search as many times as you want but i am a little reluctant to input any information as i am well aware that too many searches are dreadful for your files.

If they truly are "soft searches" then i guess this is s great service but, as i said, im a little apprehensive.

Any thoughts guys....... thanks.

Comments

  • exponential
    exponential Posts: 294 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Really??

    I went on HPL motors website and after looking at a car it came up with this checking service and it all seemed legit to me???

    I take it i should not have input my details then!

    Slightly concerned now.....
  • DevCoder
    DevCoder Posts: 3,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 24 June 2013 at 9:57PM
    They are a sister site of iVendi, fairly professional site look and feel

    https://ivendi.com

    However soft searches are not great, they dont or shouldnt leave a footprint but if they dont CRA score you then their decision is pretty much a wild one.
  • exponential
    exponential Posts: 294 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    As long as my details wont be used maliciously then i guess im ok with it.

    Will soon see i guess. :(
  • Hi All

    I work for iVendi. CarFinanceChecker is a trading style of ours. Our service is provided FOC to consumers and is promoted via numerous car dealer sites across the UK (HPl, Fords of Winsford, Pentagon Group etc) and is designed to help prospective car buyers understand the likely finance deal they'll obtain from the dealer's panel of lenders. As a business we've been trading since 2009 and hold a Consumer Credit Licence which covers advice.

    The search type used is a 'Customer Search' which is not visible to lenders hence why your credit file isn't damaged. This is the same type of search used when you use Experian's 'Credit Expert' or equivalent services from CallCredit or Equifax.

    The Website Carfinancechecker.com is designed as brochureware to assist the 1000's of monthly users of the service and provides further information about us the results which is typically accessed from the service itself (hence why we've not optimised the pages!)

    We've analysed over 100k credit applications and decisions from over 20 UK motor finance lenders to 'learn' as much as possible about their underwriting rules.

    Live Chat is available from 9am so feel free to ask any questions whether about the service or generally about motor finance. We've plenty of experience on the subject matter so hopefully can help :)

    We don't sell finance or any other consumer product nor sell data onto other 3rd party customers.

    Hopefully that's covered the points posted - if i've missed anything let me know.
  • beanzine
    beanzine Posts: 17 Forumite
    So why are both the carfinancechecker.com and ivendi.com websites down then?
  • CarlFinney
    CarlFinney Posts: 2 Newbie
    edited 30 June 2013 at 7:08PM
    beanzine wrote: »
    So why are both the carfinancechecker.com and ivendi.com websites down then?

    Hi Beanzine. Thanks for your post. Our support team have just sent me the logs and all seems fine around 5:30pm yesterday. We received no alerts that our information sites were down nor was there any planned maintenance. I can see that the CarFinanceChecker application was working as people were obtaining checks around the time of your post. I'll dig a bit deeper when I'm in the office tomorrow.
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