Bonus into pension or reduce mortgage ?

Good afternoon everyone

I am in the fortunate position of receiving a bonus soon (about 7-8 k pre tax) and have been told by my employer that they can pay it straight into my pension, pre - tax.

I do not need the money at the moment - thanks to ideas on this site ! Therefore if I took the bonus as money, paid the higher rate of tax and NI on it, I would then use this to reduce my mortgage.

So I was wondering what people generally think is better - paying it tax-free into my pension, or paying tax on it and then reducing my mortgage (still 15 years to go)


(I have also posted this in the Pensions forum)
This discussion has been closed.
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