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Re-mortgaging options with dmp

Im trying to find out th options available with regards to remortgaging my house on a buy to let basis, the snags are i am on a debt management plan with stepchange and i have 2 defauts on my credit file from 2011, my credit score is 999 out of 1000!

Brum mdshires dont do new products to exsisiting or new customrs so thats a no go (im currently with them at the moment)

natwest my bank wont help as im on a dmp

what are the other options? Im after £52k and currently have 11 years 11 months left on my existing repayment mortgage

any advice appreciated, thanks

Comments

  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Unlikely to be possible, but what's the loan to value, or property value at the very least?

    Any plan to let the property to family?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • elliotlyla
    elliotlyla Posts: 137 Forumite
    owe 34k on the property which is worth 100k, rented at the mo to non relative, why would that make a difference if its family? heers
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