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G E Money

Hello
I'm looking for some advice regarding G E Money my husband has one default just satisfied for £118.00 bank charges and an old ccj which is due to come off his report in October and myself has nothing bad on my files.

We are looking to get a morgtage if possible and I have seen about G E Money, does anyone no if they cover Scotland? And also shared Equity? Can you directly to them?

Thanks for any help

Comments

  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    GE Money have shocking rates and fees and service and in general i would avoid them where possible.

    If your CCJ and default are that old you can do a lot better than GE money. Speak to a broker you should be able to get high street rates with a bit of luck.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    AFAIK GE Money does not have products for shared equity schemes.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Senior_Paper_Monitor
    Senior_Paper_Monitor Posts: 2,918 Forumite
    Part of the Furniture Combo Breaker
    edited 23 June 2013 at 1:09PM
    I agree totally with the two previous responses.

    The three factors appear to be:
    1) mild (old) adverse
    2) shared ownership/equity
    3) Scotland

    Take your credit reports to a broker and he/she should be able to find an answer fairly quickly. I would be surprised if this is not do-able.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
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