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Credit showing on managed loan statement

I have been trying to sort out my finance, with loads of help from you guys on here.

i checked today the interest being charged on my managed loan with HSBC, did this online and noticed that when i click on account details, it shows me its a managed loan account, gives the balance, then says available balance 749.21??? Ive no idea what this means.

i emailed the bank and have just had a message back from them saying:
Please be advised that since the managed loan is a reducing facility faeture, no funds are available for withdrawal (I hadnbt asked that anyway, just wanted to know what it WAS
I confirm that the amount shown is strictly for internal purposes only. I trust this clarifies matters.

for)


Well it doesnt really does it???? Does anyone have any idea what this is there for??? I have emailed them back stating that it may well be for internal purposes, but since its showing on my statement i think i have a right to know what it means.

Any thou:p ghts anyone??
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