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The "Just Keep Swimming" July NSD Thread
Comments
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NSD 2 today
'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
Groucho Marx
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No NSD for me today. Ended up going for a 'Mc' tea with friends. Then DD asked to buy some cakes for school. So close but yet so far.Very 220.41/Next 505.81/Barclaycard 0% 6734.64/FD Loan 2259.49 /Tesco CC 81.41/Halifax CC 100
LBM June Grand Total - £9901.76 :embarasse July £9425.260 -
NSD 4 todayfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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NSD 3 for me todayBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Not one today either :eek: :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi folks can I join you please? Trying reign in my spending and this challenge would be really helpful. Not sure how many NSDs to aim for so I will have a rough guess:
Please put me down for 15 NSDs for the remainder of the month.
I will be spending tomorrow as I need to do my weekly shop but ideally I won't be spending any more.0 -
NSD 2 today
Can someone tell me......I have dog training once a week but have got my monthly subs in a pot, does that mean they aren't spend days?LBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
Hi Allie23
Welcome to the NSD gang:wave:
Someone (Spoony:A probably) will get your target updated, let us know if you need any help, this challenge is all about learning when we spend and finding ways of not spending as much as often:o.NSD 2 today
Can someone tell me......I have dog training once a week but have got my monthly subs in a pot, does that mean they aren't spend days?
Hi Zenshi
Because this thread is all about making our own rules, depending on individual needs it can be counted or not. If you have stashed the dosh in a pot its obviously budgeted so you may want to count it once a month or not at all, I don't think many of us would count it every week, but its up to you:D, if you check back to page 8 of the thread I think Spoony gave a similar answer so if this doesn't make sense please let us know.
Hope all having a good week....TGI Friday.. (tomorrow):p
NSD 1 on Monday
NSD 2 on Wed
NSD 3 today. Hoping for a couple more over the weekend - bank balance looking a bit sad after the car tax:eek: and a (reasonably priced) evening out.
Enjoy the sun :TDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Just catching up on the thread after a busy couple of dayssolventsoon wrote: »Hi everyone :wave:
I've just posted this on the June thread, thought you'd all like to see it :j:jWell, we did really well in June so a big pat on the back for all of us .........February - average = 9.178
January - average = 10.637
March - average = 11.080
MAY - average = 11.115April - average = 11.421June - average = 11.477
How good is that?? :j:j:j:j:j:j
wooohoo - aren't we good
:D well done everyone:beer:
and special thanks to Spoony for tracking us all :TDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Spendy day for me, aldi but OH went so cost alot less than me going! a DirectDoodah and amazone! Another Direct thing tomorrow so that will be another spendy one. Have put next weeks milk money in a baggy in its milk jar (Is a week ahead cheating?) Hohum tomorrow is another day!2013 NSD 100. CC2014CC- £31.50/£1352014 NSD 86 so far - May 20/212014 G/C spend £741.55 so far May £107.99/£91Debt Free - 30.05.13 Emergency tin - £1000June 23 - 9NSD0
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