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The "Just Keep Swimming" July NSD Thread

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  • OutofDebt-NOT-OutofDanger
    OutofDebt-NOT-OutofDanger Posts: 322 Forumite
    Stoptober Survivor
    NSD #1 safely captured and locked away in the vault today :j.

    No plans to spend for the rest of the week and will definitely be staying away from temptation until at least the weekend:money:
    "Whether you think you can, or you think you can't -- you're right" - Henry Ford
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    fedupandskint wrote: »
    NSD 2

    2 successful BT onto 0% rates for 12mths gone through today meaning I am down to 2 CC balances from 4 CC last October once the last payment is made this week - see light at the end of the tunnel at last - getting there!

    Happy days and time to get these balances down!

    Great news for you :j :j

    Chucking it down here too.
    More like autumn.
    So depressing.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • charleybear
    charleybear Posts: 739 Forumite
    I forgot it was July. I'd like to join Goal for NSDs is 15

    Hope this month is better though I am starting to create budgets and watch my money
    SavingsRepayment: £0/£359.00
    GeneralSavings: £244.01/£1000+ Dec 15
    SPC#1435 £10.29
    (£0 banked - waiting for nov 29th to start again hehe)
    NOV NSD 9/10
    :rudolf:
  • Lizzie_Bennet
    Lizzie_Bennet Posts: 40 Forumite
    NSD #1 in the house :D:D
    Very 220.41/Next 505.81/Barclaycard 0% 6734.64/FD Loan 2259.49 /Tesco CC 81.41/Halifax CC 100

    LBM June Grand Total - £9901.76 :embarasse July £9425.26
  • Lurkerderp
    Lurkerderp Posts: 59 Forumite
    Part of the Furniture Combo Breaker
    Haven't quite managed one yet but I have high hopes for tomorrow. I've decided that the only thing I'm not going to count are my taxis to and from work as these are essential, and if I think I've already spent that day I'll be much more likely to hit the vending machines! :)
    Life is what happens to you when you're busy making other plans - John Lennon
    Be yourself. Everyone else is taken.
  • debtfree_future
    debtfree_future Posts: 143 Forumite
    Ninth Anniversary Combo Breaker
    Hi gang

    I've got my 1st NSD today =1/15 NSD

    DFF
    RBS £2,043.50 @0% until April 2014
    Virgin £2,522.78 @ 0% until November 2015
    Total Debt £4,566.28
    SPC 7 315. Emergency Fund 300/1000.
  • suzitiger
    suzitiger Posts: 947 Forumite
    Hiya, checking in for Julys NSD challenge, please can I be put down for 12 again? I am off to a good start with a NSD today so thats NSD #1 in the bag :)
    Don't turn a slip up into a give up:D
    *NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
    No buying unnecessary toiletries challenge-in it for the long haul     :D
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    OK, I give up... might as well join in :D:D

    :xmastree::xmassign::xmassmile:xmastree::xmassign::xmassmile:xmastree::xmassign::xmassmile:xmastree::xmassign::xmassmile
    :) The time you enjoy wasting is not wasted time :)
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    :rotfl:hohoho...Freeby's gonna have something to say when she gets back:rotfl:

    Spendy as expected today as evening out with workmates but still less than I spent on Saturday:o
    Happy humpday for tomorrow
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T
    Guide dog Tess, missing Scotland 2 years
    DMP support no438.
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hi everyone :wave:

    Front page posts updated up to the end of yesterday, thanks for the fabby updates, Sazzie :T:T


    1st Target Met bth_bud_zps61efdd2b.gif?t=1371709187 2nd Target Met bth_03-wine_zpscfd1b242.gif?t=1371709432 3rd Target Met bth_drink45_zps39f2568d.gif?t=1371709286

    Target Exceeded bth_co91_zpsb116626a.gif?t=1371709260



    The July Challengers

    beach-holiday - 10/

    beanie - 14/

    Red - 14/1

    busybumblebee - 12/

    Cally98 - 8/

    Candlewick - 14/

    cardi80 - 10/

    debtfree future - 15

    ETO - 12/

    fedup - 20/1

    flowerofscotland - 12/

    getting-there - 12/

    HeadAbove - 14/1

    Helyonnaise - 15/

    heyjude2013 - 14

    hummingbird - 5/

    IF - 17/1

    Jelly - 15/1

    kathy - 12/

    kerri - 14/

    kirstybean - 9/

    Knit Witch - 10/1

    lilian1977 - 14/

    liltdiddy - 15/

    Lizzie Bennet - 15/

    lovefullshelves - 15/1

    Lurkerdep - 7/

    marmite - 18/1

    mismatch - 15/

    MissE - 15/

    ModestyB - 10/1

    Motoko - 12/

    muffin man - 15/1

    Nargle - 15/

    Oodnood - 22/

    purplesarah - 20/

    Sazzie - 23/

    shellyosborne - 10/

    slowly - 17/

    Sparkles87 - 20/

    spoon - 15/

    stripeyjumper - 10/1

    wildcherry - 15

    zenshi - 20/



    The In-a-Row-ers

    Red - 3

    busybumblebee - 3

    Candlewick - 4

    heyjude2013 - 4

    Jelly - 3

    Knit Witch - 3

    lilian1977 - 3

    liltdiddy - 3

    Lizzie Bennet - 3

    lovefullshelves - 3

    marmite - 4

    muffin man - 5

    Oodnood - 5

    purple.sarah - 7

    Sazzie - 5

    zenshi - 4
    :) The time you enjoy wasting is not wasted time :)
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