Debt free wannabe again !!

optimistic-mummy

Hi everyone. im opto-mum.

im a full time mum of 1 (soon to be 2) ...

i started a DFD last year. and became debt free this year....

im so ashamed because we have got ourselves back into debt again. :mad::o:(

so here i am again, needing to tighten the purse strings and gain control and keep control of our finances

our debts consist of :
Credit Card £300 (around 20%) (£63.00 as of 29/06/13)
Catalogue £268.10p 0%
Loan £525 including interest (£444.80p as of 29/06/13)


will check the amounts shortly !

i don't think there are any other companies .. i need to seriously sort us out, i need to get LO's school uniform for sept, we are expecting or second child due in dec and xmas will soon appear ... im so stressed and annoyed with myself and upset that we have so quickly got our self back in this situation, our income has dropped since my last diary. DP is currently looking for a new job

i seriously need to cut back as much as possible ... i will try and post an SOA as soon as possible

here is the link to my old diary ..
https://forums.moneysavingexpert.com/discussion/4165035

really looking forward to everyones advice and support

i have no idea how much our outgoings are at the moment or where all our money is going .. so im going to post daily how much we spend and do an SOA at the end of next month instead

optimistic-mummy

afternoon all,

i have sold an item of furniture for £20 ....
want to try and list at least 10 items for sale by friday .... 2/10 listed (1 sold)

want to aim to make £10 a day for the rest of the year,

188 days left starting today ...