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Question about FTB Mortgages!
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 0 Newbie
I'm stuck in a flat that I can't sell and may have to just accept a terrible offer to get rid, the only problem is I'm on an excellent rate and wanted to port but now I'm thinking of selling and moving in with the in laws 
if we do that and then save enough for a decent deposit for a house, am I then a First Time Buyer again? It's only my name on the mortgage here so potentially hubby could apply alone but don't think we'd be accepted that way. Thanks.
if we do that and then save enough for a decent deposit for a house, am I then a First Time Buyer again? It's only my name on the mortgage here so potentially hubby could apply alone but don't think we'd be accepted that way. Thanks. 0
Comments
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Possibly. That will depend on the lender. Some say one applicant has to have never owned before. Others say not owned for a year, three years etc.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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